Vice President, Commercial Lending

Overview

First Farmers & Merchants Bank is seeking an experienced, relationship-driven Vice President of Commercial Lending to join our Red Wing team. This is a high-impact leadership opportunity for a commercial banking professional who is motivated to build a strong loan portfolio, deepen community relationships, with growth potential into future leadership roles based on performance and organizational need. This position is ideal for a lender who excels at both business development and leadership, and who is ready to take the next step toward market-level oversight.

Vice President, Commercial Lending — First Farmers & Merchants Bank

3141 N. Service Dr., Red Wing MN 55066

• Commercial Lending & Portfolio Management:
  Develop, manage, and grow a diverse commercial loan portfolio through new business development and expansion of existing client relationships.
• Evaluate, structure, underwrite, and present commercial credit requests in compliance with bank policy, regulatory standards, and sound risk management practices.
• Partner closely with credit administration and internal teams to ensure timely, well-supported credit decisions.

• Serve as a visible leader in the Red Wing market representing the bank through active participation in community and business development initiatives.
• Promote First Farmers & Merchants Bank products and services to support local economic growth and long-term customer success.
• Mentor and collaborate with branch and lending staff to strengthen market performance and customer experience.

• Opportunities to expand leadership responsibilities, including market strategy, performance oversight, and team leadership.
• Work closely with executive leadership on initiatives, contingent upon performance, experience, and market needs.
• Develop a deep understanding of market-level operations, regulatory expectations, and community banking leadership.

• Bachelor’s degree in business, finance, or a related field preferred; equivalent experience considered.
• Minimum of 5 years of banking or commercial lending experience, including credit analysis and portfolio management.
• Prior leadership or supervisory experience strongly preferred.
• Demonstrated success in business development and relationship management.
• Strong communication, negotiation, and leadership skills.
• Commitment to community involvement and customer service excellence.
• Residency in, or willingness to reside within, the Red Wing market.

With deep roots in Minnesota communities, First Farmers & Merchants Bank offers a family-focused culture, competitive compensation, and opportunities for professional growth. We value integrity, teamwork, and local decision-making, and we believe community banks play a vital role in strengthening the local economy.

Minimum starting salary of $100,000 per year, depending on experience. We offer a comprehensive benefits package including medical, dental, vision, life insurance, generous paid time off, a 401(k)-retirement plan with company matching.

First Farmers & Merchants Bank is an Equal Opportunity Employer.

First Farmers & Merchants Bank is a family-owned community bank that serves 15 communities in central and southern Minnesota. We strive to be recognized as the financial institution of choice in all of the communities we serve. We continue to be a premier community bank focusing on agricultural and small business lending. We maintain a strong, positive, team-oriented work environment and are recognized as a great place to work.

We strive to exceed our customers’ expectations through the prudent expansion of our products and services and through responsible, profitable growth.

Complete the employment application on the job posting and email it to  or call/stop in at our Red Wing location today!