Vice President of Commercial Lending

Overview

First Farmers & Merchants Bank is seeking an experienced, relationship-driven Vice President of Commercial Lending to join our Red Wing team. This is a high-impact leadership opportunity for a commercial banking professional who is motivated to build a strong loan portfolio, deepen community relationships, with growth potential into future leadership roles based on performance and organizational need. This position is ideal for a lender who excels at both business development and leadership, and who is ready to take the next step toward market-level oversight.

Commercial Lending & Portfolio Management

• Develop, manage, and grow a diverse commercial loan portfolio through new business development and expansion of existing client relationships.
• Evaluate, structure, underwrite, and present commercial credit requests in compliance with bank policy, regulatory standards, and sound risk management practices.
• Partner closely with credit administration and internal teams to ensure timely, well-supported credit decisions.

• Serve as a visible leader in the Red Wing market representing the bank through active participation in community and business development initiatives.
• Promote First Farmers & Merchants Bank products and services to support local economic growth and long-term customer success.
• Mentor and collaborate with branch and lending staff to strengthen market performance and customer experience.

• Opportunities to expand leadership responsibilities, including market strategy, performance oversight, and team leadership.
• Will work closely with executive leadership on initiatives, contingent upon performance, experience, and market needs.
• Develop a deep understanding of market-level operations, regulatory expectations, and community banking leadership.

• Bachelor’s degree in business, finance, or a related field preferred; equivalent experience considered.
• Minimum of 5 years of banking or commercial lending experience, including credit analysis and portfolio management.
• Prior leadership or supervisory experience strongly preferred.
• Demonstrated success in business development and relationship management.
• Strong communication, negotiation, and leadership skills.
• Commitment to community involvement and customer service excellence.
• Residency in, or willingness to reside within, the Red Wing market.

With deep roots in Minnesota communities, First Farmers & Merchants Bank offers a family-focused culture, competitive compensation, and opportunities for professional growth. We value integrity, teamwork, and local decision-making, and we believe community banks play a vital role in strengthening the local economy.

Minimum starting salary of $100,000 per year, depending on experience. We offer a comprehensive benefits package including medical, dental, vision, life insurance, generous paid time off, a 401(k)-retirement plan with company matching.

First Farmers & Merchants Bank is an Equal Opportunity Employer.