Senior Analyst, Portfolio Strategy; Lending

This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Senior Analyst, Portfolio Strategy (Lending) in Canada.

This role plays a key part in shaping credit, pricing, and portfolio performance strategies within a fast-moving fintech environment focused on supporting small business lending. You will work closely with senior leaders to analyze portfolio trends, evaluate risk, and identify opportunities to optimize profitability and growth. The position sits within a small, high-impact team where your insights directly influence strategic decisions and lending policies.

You will translate complex data into actionable recommendations that guide underwriting, pricing, and portfolio management. The environment is highly analytical, collaborative, and execution-oriented, with frequent interaction across Sales, Underwriting, and executive leadership. This is an opportunity to work at the intersection of finance, data science, and strategy, helping shape how capital is deployed to small businesses. Your work will have visible impact on both business performance and customer outcomes.

• Collaborate with senior team members to evaluate and manage portfolio risk in alignment with defined risk appetite and lending strategy
• Analyze pricing, credit performance, and profitability trends, and deliver insights and reporting to senior leadership
• Assess the impact of new credit, pricing, and underwriting strategies on portfolio performance and expected outcomes
• Monitor and evaluate performance models, recommending adjustments to policies and analytical frameworks as needed
• Support the design and execution of strategic initiatives aimed at improving portfolio growth and risk-adjusted returns
• Conduct exploratory data analysis to identify new business opportunities and emerging trends in lending performance
• Identify, evaluate, and integrate new data sources to strengthen underwriting and analytics capabilities
• Work closely with cross-functional teams, including Underwriting, Sales, and leadership, to implement strategic recommendations

• 5+ years of experience in an analytically driven role such as finance, consulting, data analytics, or risk strategy
• Strong quantitative and analytical skills with the ability to interpret complex datasets and derive actionable insights
• Experience with risk management, credit analysis, or pricing strategy in a lending or financial services context is strongly preferred
• Proficiency in Excel, SQL, Tableau, and Python for data analysis and reporting
• Familiarity with statistical and analytical methods such as regression analysis, decision trees, and A/B testing
• Strong business acumen with the ability to connect analytical findings to real-world portfolio and financial outcomes
• Excellent communication skills, with the ability to present complex analysis to senior stakeholders clearly and confidently
• Self-starter mindset with strong attention to detail and a drive to deliver high-quality outputs
• Proven ability to build strong working relationships across multiple teams and levels of seniority
• Intellectual curiosity and comfort working in a fast-paced, data-intensive environment

• Competitive compensation package with base salary ($135,000–$170,000 CAD) plus 10% target bonus
• Comprehensive health, dental, and vision coverage
• Remote-first work environment with strong flexibility and autonomy
• RRSP matching to support long-term financial planning
• Flexible paid time off and paid parental leave
• Wellness reimbursement and employee well-being programs
• Annual professional development budget for learning and growth
• Volunteering days and charitable donation matching
• Inclusive, mission-driven culture focused on supporting small business growth.