Financial Analyst

Capital Insurance Group

Capital Insurance Group (CIG) was founded in 1898 and is a leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and offers a collaborative, inclusive, and fun work culture for all employees.

The Finance team leads all accounting, treasury, and financial planning functions across the company. Working here means contributing to CIG’s success and profitability while delivering high‑level service to clients.

The Financial Analyst supports the FP&A Manager in meeting departmental goals and objectives, assists with developing workflows, policies, procedures, and internal controls, and maintains a complex financial model to analyze and evaluate financial and operational performance.

Candidates must be authorized to work in the United States without the need for current or future visa sponsorship.

This is a hybrid‑eligible position:
Monday–Wednesday in one of our offices (Reno, NV or Monterey, CA) and Thursday–Friday eligible for work‑from‑home.

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• 3+ years of experience in financial analysis, capital allocation, corporate finance, or related roles.

• Advanced financial modeling and valuation techniques, including NPV, IRR, and discounted cash flow (DCF) analysis.
• Strong understanding of capital allocation, corporate finance, and investment appraisal methodologies.
• Ability to assess risk‑adjusted returns and scenario analysis to support decision‑making.

• Proficiency in Microsoft Excel (including VBA, macros, and complex formulas), PowerPoint, and financial reporting tools.
• Experience with financial planning software, business intelligence tools (e.g., Power BI, Tableau), and ERP systems.

• Understanding of key financial statements, cost of capital, and capital budgeting processes.
• Ability to align financial strategy with corporate objectives and identify value creation opportunities.
• Experience in P&C insurance, financial services, or strategic finance roles is a plus.
• Strong ability to work cross‑functionally with finance, operations, and senior leadership to drive capital allocation decisions.
• Excellent communication skills for presenting financial insights to both technical and non‑technical audiences.

• Strong critical thinking skills to evaluate investments and improve financial performance.
• Ability to identify financial risks, propose mitigation strategies, and optimize resource allocation.

$68,008.36 – $ (base salary). The range may vary based on experience and location and is subject to additional compensation such as benefits and bonus programs.

• Accrue twenty‑one days of Paid Time Off during your first year
• Up to eighty‑seven percent of benefits covered by CIG for you and your family members
• One hundred percent covered plans
• Basic Life & AD&D
• Employee Assistance
• Leave Management
• Long Term Disability
• Short Term Disability (Outside of CA)
• Family Caregiver Support (Homethrive)
• Child Care Resources (Tootris)
• Business Travel Accident Protection
• Voluntary benefit offerings
• Short-term (CA only)
• Voluntary Life AD&D self, spouse and child plans
• Flexible Spending
• Health Savings (HSA)
• Hospital Indemnity
• Critical Illness
• ARAG Legal Services
• Norton Life Lock
• Above and Beyond Reward Recognition Program
• Quarterly Above and Beyond Bonus Program
• Annual Above and Beyond Bonus Program
• Competitive compensation
• Base compensation
• Salary Management Spot Bonuses
• Annual Incentive/Profit sharing program, potential payout annually based on company results.
• Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
• Insurance Educational reimbursement and bonus programs
• Employee Referral Bonus Program
• Home and Auto Insurance Discount Program.
• Paid Volunteer Time – Through company planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
• Retirement savings benefit (401k and Roth + match)
• Wellness platform, tools and events
• Health Savings Account – match
• Financial Wellness Resources