Corporate Mortgage Loan Review Specialist II

About the Role

Glacier Bancorp's (GBCI) Mortgage Loan Review Specialist II position is responsible for reviewing, analyzing, and processing adverse action loans within company guidelines, procedures, and regulatory policies. Understands HMDA rules, regulations, and reporting, and ensures compliance for all declined, withdrawn, and closed loans. Ensures loan quality is maintained and that procedures, guidelines, and regulations are followed. The Mortgage Loan Review Specialist II will have extensive contact with customers, vendors, and bank staff.

The Mortgage Loan Review Specialist II will be in regular communication with the Corporate Mortgage Loan Admin Manager and will suggest operational improvements as needed.

This is a corporate position which may be located in an available bank division across our nine-state footprint in AZ, CO, , MT, NV, TX, UT, WA, or WY. The entry rate for this position is $21.83 + / hour (calculated for Kalispell, MT). WA applicants only:
Spokane, WA $24.38 to $36.59 an hour;
Wenatchee, WA $24.72 to $37.09 an hour.

All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

• Monitors and works the adverse action – completes adverse action notice and sends to applicant.
• Cancels services that have been ordered on the loan such as appraisal, lock, title, and flood.
• Complete review of adverse loans.
• Validates HMDA reporting information for adverse and closed loans.
• Performs loan quality reviews to ensure compliance with policy, procedure, and regulation.
• Maintains consistent and thorough communication with all involved parties.
• Remains current on loan programs and lending regulations as well as compliance and bank policies. All disclosure requirements are complete within federal time limitations.
• Maintains contact with government agencies and investors to determine changes in requirements and products.
• Regularly participates in educational offerings from FHA, FNMA, FHLMC, VA, MI, etc., to stay current.

• High School Diploma / GED (required).
• 3 years of mortgage loan review including HMDA and adverse action (required).
• Knowledge of mortgage loan program guidelines and processes (required).
• Advanced experience in loan quality review (required).
• Advanced / specialized knowledge of RESPA and TRID compliant disclosures, HMDA reporting, and adverse action requirements (required).
• Experience with loan platform software such as Encompass and ability to learn additional computer applications (required).

Required skills and abilities:

• Ability to multi-task and handle complex tasks efficiently; strong organizational skills.
• Strong analytical skills.
• Strong attention to detail.
• Compliance with all company policies and laws including the Bank Secrecy Act, Patriot Act, and Office of Foreign Assets Control. Must complete assigned online training courses.
• Reliable, timely attendance.

Additional requirements:

• Occasional travel: less than 10 days per year by automobile, commercial airlines, rental vehicles and public transportation; able to lodge in public facilities.

Compensation & Benefits: Starting salary depends on experience and location. Extensive benefits package includes medical, dental, vision, and life insurance with coverage for employees and eligible dependents. Health savings account option, Employee Assistance Program, health rewards program, retirement savings plan including 401(k) and Profit‑Sharing, short and long‑term disability benefits, education and training benefits, discounts on banking products/services, generous Paid Time Off (PTO) plan, paid holidays, and state‑specific paid holidays.

Equal Opportunity

Employer:

We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.

Glacier Bancorp, Inc. does not sponsor work visas. All applicants must be legally authorized to work in the US.

No Recruiters or unsolicited agency referrals please.