Corporate AML​/CFT EDD; Enhanced Due Diligence Analyst

About The Role

Summary

The BSA/AML Investigator reports to the Corporate EDD Supervisor and is responsible for the monitoring and investigation of High Risk Customers (HRC) within the BSA/AML/CFT Department in accordance with the Bank's policies and procedures to determine if further action may be necessary. The BSA/AML Investigator will also prepare Questionable Activity Referrals (QARs) based on the findings from their assigned HRC investigations.

The BSA/AML Investigator will document findings in the HRCR review folder, update the DDM review module, and complete the review in accordance with the Bank's policies and procedures.

This is a Corporate position which may be located in an available bank division across our nine-state footprint in AZ, CO, , MT, NV, TX, UT, WA, or WY.  to learn more about our bank divisions.

The entry rate for this position is $18.82 + /hour (calculated for Kalispell, MT). All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

WA Applicants ONLY
:

Spokane, WA range $21.01 to $31.53 an hour. Wenatchee, WA range $21.31 to $31.97 an hour.

• Investigates and dispositions HRCRs as assigned by their supervisor in accordance with the BSA Departmental Procedures. Performs case investigations and meets assigned target goals as determined and set by the CDD Supervising BSA Officer. Researches and forms initial determinations regarding additional actions to be taken, such as completing Questionable Activity Referrals (QARs), notifying divisions of missing documentation, communicating discovery of PATM, MSB, or any other high risk activity to supervisor or other CBSAT designated team member(s).
• Responsible for written and verbal communication of findings with supervisor and BSA team. Effectively communicates with remote Bank employees during the investigation process as needed.
• Attend training and BSA Team Meetings.
• Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a passing score by due date.

Education

• Required:
  
  Associate Degree;
  Preferred:
  Bachelor's Degree in Business, Intelligence Studies, Accounting, Finance, Law, Criminology, or related field.

Experience

• Required:
  
  3 years of banking experience with branch/back office operations, compliance, audit, lending or a related function.
• Required:
  
  1 year investigation experience preferably in law enforcement, security, fraud, or anti-money-laundering.
• Required:
  
  Advanced / Specialized Knowledge of general Bank products and services and understanding of bank operations and the flow of funds.
• Knowledge Of: BSA/AML regulations and compliance as it applies to BSA reporting requirements, suspicious activity for money laundering, terrorist financing and fraud. Knowledge of AML and terrorist financing red flags and typologies as well as businesses who pose higher AML/CFT risk.
• Preferred:
  Advanced / Specialized Knowledge and experience using Excel for data review and analysis, including Pivot Tables, charts, and Macros.

License/Certification

• Required/Preferred information not listed in the source applies as applicable to the role. (If no specific licenses or certifications are required, this section may remain empty in the final description.)

Skills and Abilities

• Employee must be trustworthy and possess a significant level of credibility, discretion, and diplomacy.
• Employee must interact calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization.
• Employee must be a team player with a passion for customer service and the ability to build rapport and work effectively with employees at all levels.
• Employee must be well organized with the ability to prioritize and multi-task in a fast-paced work environment and meet deadlines with minimal supervision.
• Employee must have excellent search and navigation skills.
• Ability to learn other computer programs and systems in a timely fashion.
• Ability to serve as a backup for other staff members in a mutually supportive team environment.
• Employee must be capable of regular, reliable, and timely attendance.

• Travel
  :
  Occasional travel required: less than 10 days per year by automobile, commercial airlines, rental vehicles and public transportation, and be able to lodge in public facilities.

• Working Conditions
• Environment:
  Indoors, a climate-controlled shared work area.
• Noise Level: Moderate noise; not extreme or excessive; within reasonable limits.
• Lifting:
  Sedentary work; sitting most of the time with occasional light lifting as described in the original.

COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on geographic…