Treasury Analyst

Location

Remote

Full time

Remote

Finance

• $106,965 – $128,358
  • Offers Bonus

Coastal is at the forefront of modern banking, combining strong financial infrastructure with cutting-edge Banking-as-a-Service (BaaS) and fintech enablement strategies. We support not only individuals with their personal banking needs; we also empower businesses by integrating modern banking technology that drives growth, flexibility, and innovation.

At Coastal, we think and move like entrepreneurs; focused on impact, speed, and continuous improvement. We believe in working smart, collaborating deeply, and building solutions that unlock real potential. If you're someone who thrives in a fast-moving environment, loves solving complex problems, and wants to help shape the future of banking, we’d love to meet you.

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The Treasury Analyst supports the Bank’s Corporate Treasury function in the management of daily cash positioning, funding activities, liquidity analysis, interest rate risk measurement, and ALM model operations. Working closely with the Assistant Treasurer, this role contributes to the production of timely and accurate reporting for the Asset and Liability Committee (ALCO) and Investment Committee (ALIC), supports the maintenance of governance documentation, and partners cross-functionally to help operationalize treasury strategy, policies, and regulatory requirements.

The Treasury Analyst is a hands‑on analytical contributor who helps ensure the Bank’s balance sheet is appropriately funded, risks are measured and monitored effectively, and key information is delivered reliably to leadership.

Coastal Community Bank is seeking a Treasury Analyst with strong, hands‑on experience in interest rate risk modeling, asset sensitivity, capital planning, and liquidity analysis. This role plays a key part in the continued build‑out and enhancement of the treasury function and is suited for a professional who can quickly contribute to core analytical and operational processes.

The Treasury Analyst will play a lead support role in interest rate risk and ALM analysis, partnering closely with the Treasurer and Assistant Treasurer to execute modeling, reporting, and scenario analysis. This position is expected to contribute immediately by supporting critical treasury processes and enhancing the quality, efficiency, and reliability of treasury analytics and reporting.

• Own the daily cash position, intraday liquidity monitoring, and short‑term funding execution (e.g., FHLB advances, brokered deposits, fed funds/lines) within established limits and policies.
• Forecast cash position to anticipate cash shortfalls/excesses to provide management with early warning indicators and appropriately source additional funding to mitigate shortfalls and invest excesses.
• Coordinate settlement activities and reconcile cash movements across Treasury, Finance, and Operations.

• Support the preparation of liquidity coverage and availability analyses, including HQLA tracking, early warning indicators, and contingency funding plan documentation.
• Assist in maintaining liquidity dashboards, trend analyses, and monitoring of key liquidity ratios.
• Contribute to periodic liquidity stress testing, including scenario runs, assumption updates, and documentation of results.

• Assist in operating ALM systems (e.g., Jack Henry Profit Stars or similar), including data validation, ETL checks, and input of key assumptions (betas, decay, prepayments).
• Support the preparation of Earnings at Risk (EaR) and Economic Value of Equity (EVE) analyses and related reporting.
• Help develop IRR reporting packages and scenario analyses for review by Treasury leadership and ALCO.

• Support the capital planning process by compiling data inputs for capital adequacy assessments and multi‑year forecasts.
• Assist in preparing Risk‑Weighted Assets (RWA) calculations and capital ratio projections under baseline and…