Senior Fraud Investigator

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.

While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success.

We build long-lasting relationships.

Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and Go Banking Rate ’s 2023 list of Best Regional Banks.

For more information about joining our team, please visit us ud Investigator is responsible for executing investigations of suspicious and/or criminal activity perpetuated against Texas Capital Bank, its customers, and employees, and to identify relationships, and processes that pose a fraud risk. This role performs complex research and analysis of various reports in the course of the investigations and special department projects.

Additionally, the Sr. Fraud Investigator will aid in asset recovery for the bank and its clients.

The Sr. Fraud Investigator is also responsible for providing support and guidance to the Bank’s fraud risk management efforts; serve as an advisor to Senior Management; assist regulatory agencies, law enforcement and/or auditor inquiries; review and write related policies and procedures; make recommendations to senior management when and where appropriate. The Sr. Fraud Investigator will advise the Bank’s Fraud Risk Management and Investigations Manager, Senior Management and Bank personnel of emerging fraud issues, and consults with other employees and departments to establish controls and mitigate risk to the Bank.

The Sr. Fraud Investigator is also responsible for filing Suspicious Activity Reports (SAR) as required by BSA/AML regulatory requirements.

Responsibilities:

Research, investigate, and document cases involving internal and external fraud

Prepare thorough and high-quality investigative reports and summaries

Ensure efficient investigation, documentation, and review of cases assigned to, or developed by Enterprise Fraud Management Handles all necessary documentation and required research.

Conduct routine interviews with suspects and witnesses.

Completes a SAR when applicable. The Sr. Fraud Analyst is directly responsible for the evaluation and decision to file suspicious activity reports on cases assigned to them.

Identify and analyze points of compromise

Ensure timely and efficient reporting of cases requiring filing with government

Comply with requests for information or documents from legal requests

Identify and recommend modifications to internal controls or procedures to enhance the fraud program

Collaborate with other departments of the bank, ensuring the FRMI team is well-represented and that there is a strong partnership.

Maintain a well-informed and all-inclusive knowledge of current fraud schemes and behaviors, issues, criminal typologies, industry best practices, regulations, and developing trends

Flexible to perform other functions as requested by management

Conduct special investigations including those relating to suspicious and/or criminal activity perpetuated against Texas Capital Bank customers and/or employees

Train employees and disseminate intelligence as applicable

If called upon, provide expert testimony in legal…