Underwriter ​/ Account Executive - Northfield Contract Binding - Western Region

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Job Category:
Underwriting Compensation Overview. Annual base salary range: $89,800.00 - $. Target openings: 1. The incumbent in this job does not manage others. Posting remains open until August 31, 2026.

Under general supervision, responsible for the profitability, growth, and retention of assigned book of business within a territory that is consistent with overall business line objectives.

Marketing and underwriting responsibilities typically include:

• Underwriting new and renewal business on accounts of moderate complexity.
• As a representative of the company, market to and develop relationships with agents and brokers.
• Working with other business units as appropriate to support market penetration objectives and seeking out cross-sell opportunities.
• Independently manages assigned territory.
• May occasionally seek assistance from a senior level Account Executive or manager on more complex accounts.
• Takes a portfolio view of their book of business to manage profitability.

• Underwriting and Pricing: Underwrites primarily moderately complex accounts and risks; considers different approaches toward risks to maximize profitability (pricing, retention, endorsements, limits, indemnity, security). Uses good judgment in making decisions within own underwriting authority and makes recommendations on other accounts to meet business objectives. Initiates collaborative discussions.
• Distribution and Agency Management: Effectively manages assigned agents/brokers by developing and maintaining relationships to write and retain accounts consistent with business unit appetite. Frequently meets with agents/brokers and insureds to build and maintain business relationships.
• Sales: Uses consultative marketing/sales skills and successfully employs a consultative selling approach to market products to agents and brokers. Identifies and captures new business opportunities and effectively cross‑sells market segment and Travelers products/businesses. Develops agency sales/business plan and frequently partners with MD to develop region/group sales plan.
• Negotiation: Negotiates skillfully in difficult situations.
• Strategy and Drives Results: Develops and executes on a plan to meet business objectives; anticipates and identifies moderately complex underwriting/marketing problems, thoroughly analyzes available information and makes timely practical decisions.
• Business Planning and
  
  Collaboration:
  
  Fosters collaboration within the business unit and across the enterprise. Seeks enterprise‑wide solutions to business problems. Assists less experienced employees when appropriate.
• Leading Others: In addition to leading self, may coach less experienced staff members. May participate in the training of less experienced Account Executives.
• Perform other duties as assigned.

• Bachelor's degree.
• In some lines of business, relevant agent/broker experience may be appropriate.
• Typically has 3‑5 years of relevant Account Executive experience.
• Previous Excess and Surplus / non‑admitted underwriting experience.
• Industry/Business Knowledge: Understands the local insurance marketplace, industry business operations, critical issues and financial drivers that affect the region and local office. Continuously seeks out market insight and uses acquired knowledge to assist less experienced employees.
• Product Knowledge: Understands organizational and regulatory rules, policies and procedures and effectively employs that knowledge in day‑to‑day work activities. Uses acquired skills and knowledge to assist less experienced employees.
• Business Perspective: Uses knowledge of internal and external factors impacting the property and casualty industry to make decisions.
• Analytical Thinking/Financial Acumen: Identifies current or…