CareScout Insurance Pricing Leader

About Care Scout

Care Scout simplifies and dignifies the aging experience by bringing together long‑term care options, non‑healthcare resources, education, and human support into one place. We are a subsidiary of Genworth Financial, Inc., a Fortune 500 provider that helps families address the financial challenges of aging.

Care Scout Insurance Pricing Leader – Hybrid / Remote (Richmond, VA and New York City)

As a Pricing Actuary, you will play a critical role in the design, pricing, and financial sustainability of Care Scout’s insurance products, focusing on life and annuity hybrid products with LTC benefits, as well as traditional standalone LTC and short‑term care. You will lead the development of new product pricing models and assumptions, collaborate with the in‑force experience team to support profitable and stable new products, and work cross‑functionally to balance commercial appeal and risk considerations.

• Lead pricing and product development for standalone LTC and life/annuity LTC hybrid products, including assumption development, profitability testing, and scenario analysis.
• Work with internal partners and 3rd parties for product development, pricing, and implementation.
• Consult with valuation, modeling, and experience teams to align on reserving methodology and ensure ongoing reporting and monitoring.
• Deliver well‑documented pricing models, actuarial memoranda, exhibits, and pricing recommendations.
• Evaluate product updates and enhancements, monitor emerging experience, and assess impacts relative to pricing assumptions.
• Identify, quantify, and communicate product risks, trade‑offs, and long‑term profitability considerations.
• Take ownership of pricing accuracy, governance standards, and continuous improvement of pricing methodologies and tools.
• Partner closely with Product Development, Underwriting, Risk, Finance, and Compliance to support competitive, customer‑focused product design and filing success.

• Recent LTC and Hybrid Market Product and Pricing experience.
• Strong collaboration and ability to operate and generate buy‑in within a matrix organization.
• Affinity for working in a creative environment focused on proactive research and development of new products.
• Strong communication skills, both oral and written.
• Strong analytical and problem‑solving skills, ability to think broadly.
• Demonstrated accountability in meeting project deadlines and managing multiple priorities.
• Bachelor’s degree in actuarial science, mathematics, statistics, finance, economics, or related quantitative field.
• Fellow of the Society of Actuaries (FSA) required.
• Proficiency with GGY AXIS and/or MG ALFA.

15+ years of relevant experience in employee benefits, LTC, or hybrid market product pricing.

• Competitive compensation & total rewards, including incentives.
• Comprehensive healthcare coverage.
• Multiple 401(k) savings plan options, auto‑enrollment in employer‑directed retirement account (100% employer‑funded).
• Generous paid time off, including 12 paid holidays, volunteer time off, and paid family leave.
• Disability, life, and long‑term care insurance.
• Tuition reimbursement, student loan repayment, and training & certification support.
• Wellness support, including gym membership reimbursement and employee assistance program resources.
• Caregiver and mental health support services.

You are a proud equal‑opportunity employer and all hiring decisions are based on merit, qualifications, and business need. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.