CareScout Insurance Pricing Leader

Position Title

Care Scout Insurance Pricing Leader

Hybrid / Remote - Richmond, VA and New York City

As a Pricing Actuary, you will play a critical role in the design, pricing, and financial sustainability of Care Scout’s insurance products, with a focus on new and innovative life and annuity hybrid products with LTC benefits, as well as traditional standalone LTC and short‑term care. You will lead the development of new product pricing models and assumptions, collaborating with our in‑force experience team to support profitable and stable new products.

You will work cross‑functionally to drive an appropriate balance between commercial appeal and risk considerations, engaging with senior management to facilitate the approval of new pricing assumptions. You’ll also interact with state regulators to facilitate the filing and approval of forms and rates.

• Lead pricing and product development for standalone LTC and life/annuity LTC hybrid products, including assumption development, profitability testing, and scenario analysis
• Work with internal partners and 3rd parties as necessary for product development, pricing and/or implementation efforts
• Consult with valuation, modeling and experience teams to align on reserving methodology, any ongoing pricing responsibilities and to ensure successful ongoing reporting and monitoring once in force
• Deliver well‑documented pricing models, actuarial memoranda and exhibits, and pricing recommendations that support confidence among senior leadership and regulators
• Evaluate product updates and enhancements, monitor emerging experience, and assess impacts relative to pricing assumptions
• Identify, quantify, and clearly communicate product risks, trade‑offs, and long‑term profitability considerations
• Take end‑to‑end ownership of pricing accuracy, governance standards, and continuous improvement of pricing methodologies and tools
• Partner closely with Product Development, Underwriting, Risk, Finance, and Compliance to support competitive, customer‑focused product design and successful filings

• Recent LTC and Hybrid Market Product and Pricing Experience
• Strong Collaboration and Ability to Operate and Generate Buy‑In Within Matrix Organization
• Affinity for working in a creative environment focused on proactive research and development of new products
• Strong communication skills, both oral and written
• Strong analytical and problem‑solving skills
• Ability to think broadly
• Demonstrated accountability in meeting project deadlines and managing multiple priorities
• Bachelor’s degree in actuarial science, mathematics, statistics, finance, economics or related quantitative field
• Fellow of the Society of Actuaries (FSA)
• Proficiency with GGY AXIS and/or MG ALFA
• 15+ Years Relevant Experience

• Competitive Compensation & Total Rewards Incentives
• Comprehensive Healthcare Coverage
• Multiple 401(k) Savings Plan Options
• Auto Enrollment in Employer‑Directed Retirement Account Feature (100% employer‑funded!)
• Generous Paid Time Off – Including 12 Paid Holidays, Volunteer Time Off and Paid Family Leave
• Disability, Life, and Long Term Care Insurance
• Tuition Reimbursement, Student Loan Repayment and Training & Certification Support
• Wellness support including gym membership reimbursement and Employee Assistance Program resources (work/life support, financial)

• Caregiver and Mental Health Support Services