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CLU Portfolio Manager II or III

Job in Richmond, Henrico County, Virginia, 23214, USA
Listing for: Truist
Full Time position
Listed on 2026-09-27
Job specializations:
  • Finance & Banking
    Credit Analyst, Risk Manager/Analyst, Underwriter, Financial Analyst
Salary/Wage Range or Industry Benchmark: 100000 - 120000 USD Yearly USD 100000.00 120000.00 YEAR
Job Description & How to Apply Below

Regular or Temporary:

Regular

Language Fluency:

English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

Responsible for underwriting all credit requests, including new requests as well as credit decisioning within some portfolios. Accountable for recommending credit structures with respect to quality and profitability within assigned geographies. Fundamental duties include ensuring that the risk philosophy, risk appetite, and lending strategies are adhered to while maintaining a high level of client responsiveness. Analyze financial statements and navigate a wide variety of financial structures, credit scenarios.

Ensure commercial lending activities are executed according to Truist’s policies and procedures. Builds effective relationships with Risk Management and client managers.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

  • Support the commercial lending process through underwriting, policy knowledge, credit structuring, and risk assessment in credit request packages in a moderate sized or large homogeneous portfolio. Ensure packages are complete, accurate and thoroughly documented

  • Analyze and/or recommend adjustments to financial statement spreads

  • Interact with client, verbally and in writing, on pending loan requests or portfolio management actions

  • Understand and articulate all Truist Wholesale Credit policies, procedures and processes. Recommend credit within the Bank’s risk appetite, and document when and why exceptions are appropriate. May require specialized underwriting skills for Commercial and Industrial, Commercial Real Estate, SBA lending, and other product offerings

  • Exercise prudent credit judgment through individual loan authority, if applicable

  • Keep abreast of changing business and economic developments which impact the loan portfolio, its profitability, risk management and banking in general

  • Level II: QUALIFICATIONS

    Required Qualifications:
  • Bachelor’s degree, or equivalent education and related training

  • 3 years or less experience in commercial lending and/or credit experience

  • Comprehensive commercial lending, underwriting, and regulatory knowledge

  • Demonstrated effective problem solving skills

  • Understanding of financial and cost accounting principles

  • Strong interpersonal, written, and communication

  • Demonstrated proficiency in basic computer applications, such as Microsoft Office software products

  • Preferred Qualifications:
  • Master’s degree in Finance, Accounting, Economics, Business or equivalent financial industry training

  • Demonstrated proficiency in commercial lending systems

  • Level III: QUALIFICATIONS

    Required Qualifications:
  • Bachelor’s degree, or equivalent education and related training

  • 5 years or less experience in commercial lending and/or credit experience

  • Comprehensive commercial lending, underwriting, and regulatory knowledge

  • Demonstrated effective problem solving skills

  • Understanding of financial and cost accounting principles

  • Strong interpersonal, written, and communication

  • Demonstrated proficiency in basic computer applications, such as Microsoft Office software products

  • Preferred Qualifications:
  • Master’s degree in Finance, Accounting, Economics, Business or equivalent financial industry training

  • RMA - Credit Risk Certification

  • Demonstrated proficiency in commercial lending systems

  • The annual base salary for this position is $100,000 - $120,000

    General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:

    All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for…

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