Universal Branch Representative - Glenside Branch

The Universal Branch Representative performs the duties of both a Teller and Member Service Representative (platform). This role is vital in the delivery of an exceptional member experience while supporting branch sales and service strategies.

• Establishes member relationships through quality service and cross selling VACU products/services to meet member needs
• Handles each transaction proficiently and accurately, exercising good judgment and seeking approval for any transaction exceeding assigned levels of authority
• Performs paying and receiving functions with accurate balancing and reporting, including but not limited to deposits, check cashing, loan payments, miscellaneous sales, cash advances, etc.
• Disburses cash accurately and maintains a cash drawer, balancing it daily
• Verifies and balances assigned cash drawer daily with minimal cash variances. Assists in reconciling errors or discrepancies.
• Maintains adequate cash and/or cash limits as required by VACU policy
• Evaluates needs of existing and prospective members and makes daily referrals to Member Service Representatives

• Responsible for opening Memberships
• Responsible for opening all types of deposit accounts
• Able to provide assistance and maintenance on all deposit and loan accounts
• Referral based lending knowledge
• Assesses each member’s financial needs to identify, cross-sell opportunities and expand relationships
• Make appropriate referrals to deepen member relationships
• Demonstrates the ability to make appropriate decisions in the best interest of VACU and the membership
• Engage members and prospective members in a professional and courteous manner in person and over the phone
• Demonstrates flexibility around the daily needs of the members and the branch
• Possesses leadership skills to properly self-manage and guide co-workers consistently
• Possesses lobby leadership skills in order to maximize exceptional member experience
• Demonstrates appropriate knowledge of all VACU policies and procedures related to the platform and teller line, including Security and Information Security
• Answers member inquiries and cross-sells products and services of the credit union when appropriate.
• Responsible for handling member transactions quickly and efficiently in a courteous manner within established policies and procedures and to identify and assist in member needs in a proficient and professional manner
• Meets member needs by maintaining appropriate knowledge of all VACU products and services
• Answers the phone and responds to member phone inquiries professionally and accurately
• Building and retaining member relationships by performing follow–up and courtesy calls to members.
• Meets expectations in all areas of teller and MSR performance documentation including service quality, operations, and sales
• Provides quality service by following all member service expectations
• Handles troubleshooting and special assignments in support of supervisor.
• Responsible for ensuring that business goals and individual member service and sales goals are consistently met.
• Responsible for delivering high quality service and needs based sales to members
• Required notary certification. Must stay informed of all notary rules and regulations.
• Comply with all published enterprise level policies and procedures including, but not limited to, Risk Management policies.
• Complete all required, ongoing enterprise level training including, but not limited to BSA, OFAC, and Information Security.
• Report all Risk Management Policy violations in accordance with policy.
• Must develop and maintain a working knowledge of all applicable federal and state regulations including corporate policies and procedures.
• Stay up to date on all required loan documents, systems, credit reports and related lending documents.
• Other duties may be required and assigned by the supervisor

Knowledge:
Thorough understanding of products and services offered by financial institutions preferred

Skills:

Satisfactory computer skills required.

Abilities:
Positive and effective communication and public relations skills, cross-selling, problem solving and interpersonal skills. Sound judgment. Ability to handle difficult situations. Ability to handle multiple tasks. Professional appearance and manner.

Minimum

Education and Experience:

Minimum of high school diploma or equivalent. Some college education or business courses preferred. Customer/member service experience,…