Mortgage Loan Originator

Job Description

We are seeking a motivated and detail-oriented Mortgage Banker to join our dynamic team. In this role, you will be responsible for selling your clients. After collecting minimum documentation, we handle the rest for you. Our average turn time is between 7 and 10 days. All of the leads that you will receive will come in by way of transfer, so you are spending your time talking with clients as opposed to dialing.

Benefits :

• Compensation Package
• Competitive Commission Plan
• Majority of the leads are warm Lending Tree transfers with Social
• 401k
• Health insurance
• Paid Holidays, vacation and sick days

Schedule :

• Monday - Friday
• 8 hour shift

Experience :

• Fair Housing regulations: 1 year (Preferred)
• Loan origination: 1 year (Preferred)
• Sales: 1 year (Preferred)

Responsibilities :

• Assist clients in understanding their mortgage options and guide them through the application process.
• Analyze client financial information, including credit reports and income statements, to determine eligibility for loans.
• Negotiate loan terms with clients and lenders to secure favorable conditions.
• Process loan applications efficiently while adhering to TILA regulations and Fair Housing regulations.
• Maintain accurate records of client interactions and loan processing activities using accounting software.
• Provide ongoing support and follow-up with clients throughout the mortgage process, ensuring a high level of customer satisfaction.
• Stay updated on industry trends, changes in regulations, and best practices in mortgage banking.

Skills :

• Strong customer service skills with a focus on client satisfaction.
• Knowledge of TILA regulations and Fair Housing regulations is essential.
• Proven experience in financial sales with the ability to negotiate effectively.
• Proficient in basic math skills for accurate financial calculations.
• Experience in credit analysis and loan processing is highly desirable.
• Familiarity with financial services and accounting software is a plus.
• Excellent communication skills, both verbal and written, to convey complex information clearly.

Apply today & join us as a Mortgage Banker where you can make a significant impact on our clients' financial futures while advancing your career in the mortgage industry.

- Great culture
- Very well financed
- In house call center