Principal Associate, Financial Analysis; Hybrid

Principal Associate, Financial Analysis (Hybrid)

We are looking for a customer focused, inquisitive Principal Financial Analyst to join Discover Global Payments Network (GPN) Finance and support the Payments organization. You will support multiple business leaders and influence decisions for the Network's platforms, capabilities, operations, modernization initiatives, and acceptance strategies, Tech executives and influence business decisions for enterprise payments platforms, while maintaining a sustainable financial trajectory.

Financial Analysts prepare financial statement forecasts, assist with the periodic closing of accounting books, and frequently build reports for higher level associates; including trend and forecast variance analysis; provide management and business clients with project statuses; budget comparisons, and analysis on investment drivers and key performance indicators. You will be asked to challenge our current well-managed processes to be more proactive, effective, and efficient, and you will be encouraged to find new ways to tell stories, analyze trends, and diagnose results in a compelling and visual nature.

• Develop the Annual Budget, Monthly Financial Forecast and the Long-Term Financial Plan
• Develop financial models and analyses to support growth of the business and strategic initiatives; develop profitability analyses and projections for marketing and customer segments; develop and enhance financial models; improve forecasting accuracy and drive business insights
• Analyze current and past trends in key performance indicators including areas of revenue, expenses and capital expenditures
• Monitor performance indicators, highlighting trends and analyzing causes of unexpected variance
• Analyze complex financial information and reports to support accurate and timely financial recommendations to management for decision making purposes
• Prepare monthly, quarterly and annual Reporting and Analysis
• Identify industry trends and insights pertaining to competitor's strategies and/or relative financial performance (e.g., peer benchmarking); analyze customer behaviors and product profitability trends to understand financial behaviors
• Perform ad hoc analysis using data retrievals from internal financial systems and external market databases and package insights into clear and concise presentations
• Provide strategic advice and financial analyses for investment decisions, pricing changes, and channel and segment expansions
• Implement and work with Business Intelligence Tools and Dashboard reports

The associate will be expected to travel an average of 10-15% of the time.

• Bachelor's Degree or military experience
• At least 4 years of experience in financial analysis

• Masters Degree in Business Administration (MBA), Accounting, Finance, or Economics
• Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license
• At least 5 years of experience in financial analysis and financial modeling
• At least 3 years of experience using SQL, Python, or a combination
• At least 3 years of experience in financial services, banking or technology industries
• At least 3 years of experience partnering with senior leaders and internal stakeholders

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

This role is hybrid meaning associates will spend 3 days per week in-person at one of our offices listed on this job posting. Fridays are enterprise-wide virtual work days. Monday, Tuesday, Wednesday and Thursday are in-person days for associates to spend time together working in our beautifully-designed team areas. Associates located in the Chicago office will have a hybrid expectation to work out of the Riverwoods office for 2 of their hybrid days.

• Chicago, IL: $109,900 - $125,400 for Principal Financial Analyst
• Riverwoods, IL: $109,900 - $125,400 for Principal Financial Analyst

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable…