Credit Specialist

We are seeking a Credit Specialist to join our team. The role is responsible for reviewing and analyzing financing applications, ensuring compliance with credit policies, and supporting effective financial risk management.

• Review and verify completeness of credit application documents
• Ensure documents comply with company policies and requirements
• Audit customer data within the credit system
• Assess customer eligibility according to credit policies
• Analyze customer credit reports
• Verify and validate employer information
• Review and classify sensitive job roles and elevate when required
• Add undisclosed liabilities if declared and not recorded in SIMAH
• Ensure accuracy of asset data (e.g., vehicles) and match with quotations
• Evaluate customer creditworthiness
• Apply responsible financing principles
• Reject non-compliant applications with clear justification

• Bachelor’s degree in Finance, Accounting, Business Administration, or equivalent
• 2 to 5 years of experience in credit, lending, or financial services
• Strong understanding of credit principles and risk management

• Proficiency in Microsoft Excel
• High attention to detail and accuracy
• Strong decision-making and problem-solving skills