Associate Coverage & Investment Banking – KSA

Associate Coverage & Investment Banking – KSA

• Permanent
• 20681
• Riyadh

Natixis is a French multinational financial services firm specialized in asset & wealth management, corporate & investment banking, insurance and payments. A subsidiary of Groupe BPCE, the second-largest banking group in France through its two retail banking networks, Banque Populaire and Caisse d’Epargne, Natixis counts nearly 16,000 employees across 38 countries. Its clients include corporations, financial institutions, sovereign and supranational organizations, as well as the customers of Groupe BPCE’s networks.

Natixis Middle East is focused on:

• Structured finance in our four core sectors, Natixis being one of the leading banks in financing renewable energy.
• Global Markets, Fixed Income, Equities and Commodities.
• Trade Finance Solutions
• Islamic Finance
• Investment Banking, DCM, ECM and M&A
• Coverage

Natixis Middle East region spans 14 countries from Egypt to Turkey, but our main focus is in the GCC countries.

We are seeking a skilled and client-focused Associate to join our CIB Coverage team based in Riyadh, Saudi Arabia. The role entails managing relationships with our Corporate clients and originating new Corporate & Investment Banking opportunities across multiple products. Candidates must possess a minimum of 3 years of full-time experience preferably in Corporate Banking, Structured Finance, Project Finance, or a related banking role, demonstrating strong credit understanding and financial analysis skills.

Key Responsibilities:

• Client Relationship Management: Proactively manage and grow a portfolio of corporate clients, serving as a primary point of contact and understanding their evolving financial needs.
• Credit Analysis: Conduct in-depth credit analysis, including financial statement analysis, cash flow forecasting, industry research, and risk assessment for new and existing credit facilities. Prepare credit memos and present to credit committees.
• Loan Origination & Structuring: Identify and pursue new lending opportunities. Assist in structuring, negotiating, and documenting various debt facilities (e.g., revolvers, term loans, project finance where applicable).
• Product Sales & Cross-Selling: Partner with product specialists across Treasury Management, Trade Finance, Capital Markets, and Investment Banking to deliver integrated solutions and identify cross-selling opportunities. Partner with Relationship Managers to originate and close new business.
• Market & Industry Expertise: Develop and maintain a strong understanding of key industries, market trends, and competitive landscapes relevant to our corporate client base.
• Transaction Execution: Oversee the efficient execution of loan closings and ongoing monitoring of loan covenants and portfolio performance.
• Client Support: Ensure timely and high-quality service delivery for all client requests and inquiries.

Qualifications:

• Minimum of 3 years of full-time experience in Corporate Banking, Structured Finance, Project Finance, or a related banking role.
• Demonstrated proficiency in credit analysis, financial modeling, and loan structuring.
• Solid understanding of corporate lending products and treasury services.
• Excellent communication, negotiation, and presentation skills.
• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Fluency in English
• Mastery of Excel and Power Point