AML officer ( Saudi Nationality

Job Description

About SiFi:
SiFi is building the future of spend management and financial operations in Saudi Arabia. Following our expansion into domestic and cross-border remittances, we are hiring a specialist who can bridge the gap between complex financial flows and automated system logic — ensuring every halala is accounted for across every corridor we operate in.

The AML Officer is responsible for assisting in the development, implementation, and oversight of SiFi's Anti-Money Laundering (AML) program to ensure compliance with relevant regulations and prevent financial crime.

• Assist in the development and implementation of AML policies, procedures, and controls.
• Conduct customer due diligence (CDD) and enhanced due diligence (EDD) as required.
• Monitor transactions for suspicious activities and elevate as appropriate.
• Assist in the preparation and submission of Suspicious Activity Reports (SARs).
• Maintain accurate AML records and documentation.
• Assist in the development and delivery of AML training programs for employees.
• Stay up-to-date with relevant AML regulations and guidance (e.g., FATF recommendations, local AML laws).
• Assist in responding to regulatory inquiries and examinations related to AML.
• Support the AML compliance program and ensure its effectiveness.

• Bachelor's degree in Finance, Law, Business Administration, or a related field.
• Proven experience (1‑3 years) in AML compliance within the financial services or Fin Tech industry.
• Basic understanding of AML regulations and KYC/CDD principles.
• Strong attention to detail and analytical skills.
• Good communication and interpersonal skills.
• Proficiency in Microsoft Office Suite.

• Relevant certifications in AML (e.g., CAMS).
• Knowledge of local AML regulations in KSA.
• Experience with AML monitoring and screening tools.