Credit Risk Analyst

Rize is a groundbreaking rent‑now‑pay‑later platform reshaping the rental landscape in Saudi Arabia. We’re dedicated to making rentals more accessible and affordable, enabling tenants to manage their finances with ease and landlords to secure their income effortlessly.

We’re on the lookout for our first Analyst to join our lovely Risk team, guided by our amazing Head of Risk. This role is tailor‑made for individuals who are bright, imaginative, and keen to develop their skills within the Risk team. Prior experience in Fin‑tech and B2C Buy‑Now‑Pay‑Later industry is preferred.

• Analyze prospective tenants' credit history and businesses financial statements to determine the risk involved in extending Rize's RNPL product.
• Report tenants' commitments in the Simah Portal in a timely and accurate manner.
• Monitor collections, maintain detailed reports, and communicate findings to management.
• Develop, implement, and oversee the collection process, ensuring the team meets set KPIs.
• Predict and evaluate potential risks involved with specific transactions and improve fraud detection.
• Collaborate with the leasing team to ensure potential tenants meet Rize's credit criteria.
• Prepare reports detailing risk assessment findings and suggest changes to Rize's credit policies.
• Work with the team to enhance and automate assessments and Collections analytics while supporting the implementation of collections strategies and monitoring their performance.
• Help design and develop reports and dashboards to present insights and set anomaly alerts according to monitoring rules.
• Deliver insights and optimisation of our risk performance.

• 1 year of experience in credit risk, especially in B2C Individual loan financing sector.
• Preferably coming from the Fintech scene in the “Buy‑Now‑Pay‑Later” sector.
• Startups mindset with smart, flexible, innovative, and growth mindset.
• Understanding of the use of Simah and fluency in Arabic and English.

• Competitive salary package in USD or SAR, reflecting your skills and contributions in our industry.
• Diverse International team where different perspectives and backgrounds enrich our collaborative culture.
• Flexibility – option to work full remote or hybrid.
• Innovation – shape the future of Proptech with your groundbreaking ideas and technological prowess.
• Direct Impact – see your ideas come to life and make tangible changes in an industry ripe for revolution.
• Fast‑paced Learning – grow personally and professionally every day with opportunities to master new skills in our dynamic start‑up environment.
• Creative Freedom – take the reins, innovate, and push boundaries with the freedom to experiment, learn, and grow at Rize.
• Close‑knit Community – collaborative, supportive team where your voice matters and your contributions are recognized and celebrated.