Senior AML&CTF Officer

Job Description Position Overview

The Senior AML&CTF Officer is responsible for supporting the development, implementation, and oversight of SiFi's Anti-Money Laundering (AML&CTF ) program, ensuring compliance with relevant regulations and preventing financial crime. This role involves conducting investigations, managing escalations, and contributing to the enhancement of the AML&CTF framework.

• Assist in the development and implementation of AML&CTF policies, procedures, and controls.
• Conduct and oversee customer due diligence (CDD) and enhanced due diligence (EDD) processes.
• Analyze and investigate potential suspicious activities and escalated as appropriate.
• Prepare and submit Suspicious Activity Reports (SARs) in accordance with regulatory requirements.
• Maintain accurate and comprehensive AML&CTF records and documentation.
• Assist in the development and delivery of AML&CTF training programs for employees.
• Stay up-to-date with evolving AML regulations and guidance (e.g., FATF recommendations, local AML&CTF laws).
• Contribute to the ongoing enhancement and effectiveness of the AML&CTF compliance program.
• Mentor and provide guidance to junior AML staff.

• Bachelor's degree in Finance, Law, Business Administration, or a related field.
• Proven experience (3-5 years) in AML compliance within the financial services or Fin Tech industry.
• Strong understanding of AML regulations, KYC/CDD principles, and transaction monitoring.
• Excellent analytical, investigative, and problem‑solving skills.
• Strong communication, presentation, and report‑writing skills.
• Proficiency in Microsoft Office Suite and AML monitoring tools.

• Relevant certifications in AML&CTF(e.g., CAMS).
• Experience in conducting AML&CTF risk assessments.