VP Mortgage Loan Originator

Position Overview

This position is open for continuous recruitment. Applications will be accepted and reviewed on an ongoing basis.

To assist members with their mortgage lending needs: analyze loan requests, determine appropriate mortgage/ loan program and make credit recommendations based on mortgage lending policy.

• 60% Originate and submit loan for processing and decision within set timeline; communicate disposition to member.
• 20% Sell the Credit Union's mortgage lending program to companies and individuals within the real estate community.
• 5% Evaluate acceptability of mortgage loan to ensure it meets secondary mortgage requirements.
• 5% Cross-sell other credit union services.
• 5% Keep informed of current trends in mortgage lending and market factors affecting mortgage lending.
• 5% Perform other related duties as assigned.

• Must comply with government and other regulations affecting the credit union industry including, but not limited to, OFAC and the Bank Secrecy Act. Meets or exceeds performance expectations as described in Essential Functions and Responsibilities. Please refer to Annual Performance Goal document for remaining Performance Measurements.

Experience:

Three to five years of similar or related experience.

Education:

(1) A two-year college degree, (2) completion of a specialized certification or licensing, (3) completion of specialized training courses conducted by vendors, or (4) job‑specific skills acquired through an apprenticeship program.

Interpersonal

Skills:

Work involves much personal contact with others inside and/or outside the organization for the purpose of first‑level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.

Other

Skills:

Knowledge of the secondary market and experience with first and second mortgage residential real estate lending. Must have good communication skills. Skill and ability to use and operate a keyboard (typewriter), computer, calculator, fax machine, copier and telephone. Skill and ability to read and understand financial statements, contracts, applications, computer printouts, manuals and other related materials. Must have the skill and ability to use Microsoft Word and Excel.

The physical demands are representative of those required to successfully perform the essential functions of this job. Reasonable accommodations may be made. Key tasks: regularly sit; use hands to finger, handle controls; and talk or hear. Occasionally stand; walk; reach with hands and arms; stoop, or kneel. May occasionally lift and/or move up to 20 pounds. Specific vision: close vision and ability to adjust focus.

Work is performed indoors in an office environment with normal potential for exposure to safety and health hazards. May periodically travel to other similar sites. Noise level usually moderate.

This Job Description is not a complete statement of all duties and responsibilities comprising the position.