Underwriting Consultant

## Underwriting Consultant
** Rock Island,IL
** Posted: 05/04/2026

Employment Type:

Permanent Industry: Insurance Job Number: 6929

Pay Rate: 83000##

Job Description
**** We strive to be Your Future, Your Solution to accelerate your career!
Contact Nick Polutnik at , you can also schedule an appointment at  to learn more about this opportunity!***
* ** Underwriting Consultant
** This role involves reviewing and approving complex life insurance applications with a high level of independence. The position includes authority to make final decisions on large policies (up to $2,000,000) and to review cases referred by other underwriters. The role may also support projects such as audits, product development, training, systems, and claims.

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** Key Responsibilities
*** Review medical and financial information to assess risk and make underwriting decisions based on guidelines
* Approve or decline applications, including more complex or higher-value cases
* Provide guidance and final decisions on cases referred by other underwriters
* Respond to questions from agents on more complex cases
* Work with medical directors when needed on difficult medical reviews
* Build strong relationships with agents and partners
* Help lead training sessions and share underwriting knowledge with the team
* Meet team goals for quality, turnaround time, and productivity
* Handle challenges professionally, including resolving conflicts and adapting to change
* Understand how decisions impact other teams and processes
** Additional Responsibilities (as needed):**
* ** Audits:
** Review underwriting files to ensure accuracy and consistency
* ** Claims:
** Assist in reviewing certain claims and provide input when needed
* ** Product Development:
** Support new product efforts, including testing and feedback
* ** Systems:
** Help develop or improve underwriting rules and processes
* Participate in projects as an underwriting subject matter expert---###
** Qualifications
* **
* Education & Experience:

*** Associate degree required;
Bachelor’s degree preferred
* 10+ years of life insurance underwriting experience
*
* Certifications:

*** FALU designation required
* LOMA certifications required (Customer Essentials, ACS, FLMI)  
** Salary:** $83,000 - $115,000 + bonus    
** Benefits:
** Health, Dental, Vision, Life, 401k with employer match, PTO and tuition reimbursement
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