Compliance Director

This is a rare opportunity to serve as the senior compliance voice embedded within B2 Bank during a period of deliberate, well-governed growth. This role The Compliance Director will own the Bank’s compliance program execution, OCC exam management, policy infrastructure, regulatory implementation, daily compliance requests and business support. This individual will be responsible for providing the bank with structured compliance guidance, well-documented decisions, and demonstrates strong comprehension in banking regulation (with Fintech cross-over as a plus).

The Compliance Director will be comfortable operating in a fluid BHC/FHC structured entity, providing support and sound decision-making on products that leverage the unique banking broker-dealer relationship. While not necessary, experience with a bank merger is an added bonus.

The Compliance Director is responsible for building and managing the Bank’s compliance management system, owning OCC examination preparation and execution, and ensuring the Bank’s products, operations, and growth activities remain within regulatory requirements. This individual must be equally comfortable in digital banking and traditional branch environments, capable of navigating regulatory ambiguity without the luxury of large compliance teams, and skilled at leveraging technology, including AI tools, to operate with the efficiency a dynamic, growth-stage institution demands.

This is a senior individual contributor role. The successful candidate brings deep compliance expertise, strong independent judgment, and the ability to drive outcomes without organizational infrastructure around them.

• Manage examination timelines, information requests, and response quality across all examination types
• Maintain and mature the Bank’s compliance management system within the three-lines-of-defense framework
• Own the Bank’s compliance risk assessment, policy library, and annual compliance testing calendar
• Ensure compliance program coverage across all BHC products, including digital and traditional banking, commercial lending, third-party partner services, bank-servicing, and branch operations
• Coordinate with the designated BSA Officer on BSA/AML program alignment, maintaining clear lanes of ownership between compliance and AML functions
• Lead the Bank’s fair lending program, including HMDA, ECOA, and fair lending risk assessment
• Own CRA program administration, including CRA plan, data integrity, and examination readiness
• Manage deposit operations compliance across digital and branch channels, including Regulation E, Regulation DD, bank-servicing, and applicable consumer protection requirements
• Support planned product expansions (collateralized consumer lending, IRA trustee services) with regulatory analysis and compliance build-out
• Provide compliance oversight for C&I and CRE lending activities, including adherence to applicable lending laws and OCC guidance
• Partner with credit and operations teams on compliance requirements for commercial loan origination through servicing
• Maintain compliance metrics, issue tracking, and management reporting in a form appropriate for OCC and Board review
• Navigate regulatory ambiguity with a constructive, solutions-oriented approach—charting a defensible path forward rather than defaulting to prohibition

Salary range 160, USD

• 5-7 years of bank compliance experience, with meaningful exposure to OCC-supervised institutions
• Demonstrated expertise in consumer compliance: fair lending, CRA, Regulation E, Regulation DD, and related consumer protection requirements
• Direct experience with OCC examinations, including document production, examiner communication, and finding remediation
• Working knowledge of operations compliance in both digital and traditional branch environments
• Strong written communication skills—capable of producing examination responses, Board materials, and regulatory correspondence independently
• Comfortable operating as an individual contributor in a fast-paced, resource-constrained environment
• Demonstrated ability to navigate regulatory ambiguity and develop practical, defensible compliance positions

• Demonstrat…