Member Service Representative

Description

This position will have a split schedule between NCI Shady Grove and Fisher's Lane branch. Floating to other branches may be assigned as needed. Extended Friday hours(8am-6pm) and half a day Saturday shift(8am-2p) is required few times a month. Associates will get a flex day off during the week when they are scheduled to work Saturdays.

We are looking for more than just an employee, we are looking for a true team member dedicated to enhancing the member experience! Come join the credit union movement and Discover Banking With Heart at NIHFCU!

At NIHFCU, one of our core values is investing in our employees, which is why we offer

perks like these:

• Benefit Package for all Full-time employees includes health, dental, vision, legal, pet care and more.
• Life Insurance benefits and voluntary plans.
• Mental Health Resources- free subscription to CALM app.
• 401(K) and profit sharing.
• Tuition Reimbursement.
• Career Advancement and development.
• Credit Union Membership with discounted services and products

Responsible for:
Under general supervision, but following established policies and procedures performs a broad range of delivering excellent member service activities in person, by mail, and/or by telephone. Answers questions concerning services provided by the credit union from members and staff. Must possess excellent interpersonal communication skills and the ability to represent the credit union in a courteous, professional manner. Perform duties of a Loan Processor.

May function as a Teller when needed.

• Consistently adhere to Operational Procedures, Controls, and Services Levels consistent with NIHFCU standards.
• Provide prompt, efficient and accurate quality member service.
• Ability to demonstrate quality member service in a high pace branch environment to include interactions with Members and peers.
• Possess effective verbal and written communication skills; effectively prepare Member correspondences through accessing appropriate systems.
• Maintain a working knowledge of monetary transactions with the ability to accurately process New Member Accounts, IRA Accounts, Certificates, and various NIHFCU products and services.
• Ability to effectively operate Safe Deposit Box software and hardware where applicable.
• Assists with balancing and auditing branch functions to include ATM, CDM/TCD and negotiable items, etc.
• Perform Teller responsibilities as assigned.
• Research information and analyze problems effectively. Determines viable options to solve Member issues and choose the best course of action.
• Resolves product or service problems by clarifying the member’s concern/complaint; determining the cause of the problem; selecting and explaining the best solution to solve the problem; expediting correction or adjustment; following up to ensure resolution.

• Meet established Sales, Service and Referral Goals and other initiatives as assigned.
• Knowledgeable in promoting, cross-selling and referring Credit Union products and services with the ability to explain benefits and features.
• Makes "outside" sales and member service calls on present and prospective members within the branch's market area.
• Assist the Branch Manager in leading the Team in achieving their assigned Sales, Service, Referral, Member Satisfaction and other goals/initiatives as assigned.
• As Assigned, attend/set-up and run marketing event tables at onsite events such as Employee Orientations, Benefits Fairs, etc.

• Knowledge and ability to explain general lending policies and practices with the use of lending software. Interview loan applicants, gather and input required information for credit application, explain loan options, rates, and collateral requirements and disburse loans upon approval. Inform Members of loan decision; discuss loan alternatives.
• Ensure that all loan documents are completed before processing the loan request.

• Demonstrate a professional image when representing NIHFCU (grooming, clothing, tone of voice, mannerism, etc.).
• Maintain a dependable record of attendance and timeliness.
• Report to the position Supervisor, Risk Management, the VP of Human Resources or to the complaint vendor any actual or suspected fraud or financial dishonesty or wrongdoing involving Member transactions, Employees, or NIHFCU.
• Alert to Counterfeit Items, Red Flags (Identity Theft Prevention), Forgery (Checks, Money Orders, Travelers Cheques, etc.)
• Thorough knowledge and…