Asset-Backed Finance Analyst, Lender Finance

The Asset-Backed Finance Analyst role is responsible for analyzing and managing asset-backed financing transactions, primarily focusing on the evaluation of receivables, collateral performance, and structure optimization to achieve our clients' strategic financial goals. Working closely with our portfolio management and underwriting teams to ensure sound investment decisions are made based on rigorous data analysis and market research.

• Conducts detailed financial analysis of asset-backed securities and evaluates performance metrics.
• Prepares complex financial models to assess risk and return profiles of asset-backed transactions.
• Collaborates with cross-functional teams to structure asset-backed financing solutions that meet client objectives.
• Prepares comprehensive reports and presentations for internal stakeholders and clients, summarizing financial findings and market insights.
• Monitors and analyzes trends in the asset-backed financing market to identify potential opportunities and risks.
• Ensures compliance with regulatory requirements and internal policies related to asset-backed transactions.
• Assists in the due diligence process by reviewing documentation and assessing the creditworthiness of underlying assets.

• 1-3 years of experience in credit analysis, underwriting, portfolio management, financial analysis, or a related financial services role.
• Understanding of financial statements, cash flow analysis, and credit risk assessment.
• Strong analytical, problem-solving, and financial modeling skills.
• Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
• Strong written, verbal, and interpersonal communication skills.
• Detail-oriented with strong organizational skills.
• Proficient in Microsoft Office, including Excel, Word, PowerPoint, and Outlook.
• Ability to work independently and collaboratively within a team environment.
• Willingness to travel up to 15% as business needs require.

• Experience in Structured Finance, Specialty Finance, Asset-Based Lending, or other secured lending environments.
• Formal credit training or experience applying commercial credit policies and risk-rating methodologies.
• Knowledge of loan documentation, borrowing-base lending, collateral monitoring, and covenant compliance.
• Experience preparing credit approval memos, annual reviews, risk assessments, or portfolio reporting.
• Advanced Excel and financial modeling skills.

• No Experience Required

• University (Degree) Preferred

• Physical Requirements:
  
  Sedentary Work

5IC

$106,250 - $137,500

Ever Bank, N.A. is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers.

The Company's commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money.

VEVRAA Federal Contractor

Member FDIC

Ever Bank, N.A. is committed to the well-being of its associates. That's why we offer a comprehensive Total Rewards package commensurate with the position and job-related qualifications, skills and knowledge. The Company's comprehensive Total Rewards package provides choice and flexibility and respects differences. The following benefits are available through the Company:

• Medical, dental, vision & HSA/FSA
• 401(k) savings
• Paid holidays & generous PTO
• Additional wellness & voluntary benefits

• Tuition reimbursement
• Commuter Benefits
• Life and Disability Insurance

This position is accepting applications from virtual candidates residing in Maryland. Please note that this role will be expected to transition to an in-office position and will be required to report to the Bethesda, MD office once it opens. Candidates should be comfortable with this future transition to an in-office work environment.

• Assist in the underwriting, execution and ongoing monitoring of secured financing transactions across a variety of asset classes, including specialty finance companies and other financial institutions.
• Prepare transaction materials including preliminary deal screening…