Loan Officer

Job Description

1st Choice Credit Union is seeking an experienced Loan Officer, this individual will be responsible for performance of all lending activities within the credit union, insuring compliance with credit union lending policy; assisting with development of lending policy; maintain lending activity to meet credit union goals and objectives. Recommending alternatives to reduce loan delinquencies as needed. ROLE AND

• Serve as main point of contact for all member requests and inquiries regarding Credit Union loan services and policies. Stay abreast of lending/financial information and compliance issues to effectively assist members with their lending needs.
• Receive member loan requests, including acceptance of applications, pulling loan files, credit reports for loan processing, and interviewing applicant. Process and make credit decisions based on lending policies.
• Obtain signatures and closing documents, (loanline agreements, payroll/ach deductions, power of attorneys, advance/subsequent action forms etc.) verify that the files are completed in accordance with lending policies and procedures. Ensure that all loan information is confidential.
• Maintain compliance with all lending regulations; assist with developing procedural changes as compliance requires or new programs demand.
• Responsible for achieving established member service goals and making sure that deadlines are met.
• Promote a culture of openness in order to be an effective listener and problem solver of member’s issues and customer service concerns.
• Maintain knowledge of 1st Choice Credit Union’s products and services, operational policies and procedures, by‑laws, and philosophy.
• Demonstrate a professional, business‑like appearance.
• Perform other duties as required for the efficient operation of the credit union.

• Credit union or community banking experience is preferred
• Bachelor’s degree is preferred
• 1-2 years’ Lending Experience
• Familiarity with Microsoft Office Suite applications
• Strong attention to detail
• Ability to apply logic and methodology

• 401(k)
• Health Insurance
• Dental Insurance
• Disability Insurance
• Vision Insurance
• Life Insurance
• Paid Time Off (PTO)