Senior Credit Development Officer

Overview

The Senior Credit Development Officer will mentor, train, educate, and enhance employees knowledge and skillset on credit responsibilities including commercial underwriting, credit software and templates and the credit policies and procedures of the bank. The Senior Credit Development Officer will provide overflow commercial credit underwriting and financial analysis support to Renasant Bank’s Commercial Underwriting teams.

RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER

Under the leadership and guidance of the Director of Credit Development:

• Mentor and train employees on commercial underwriting fundamentals, systems, tools, workflows, and documentation standards
• Facilitate classroom, virtual, and one-on-one learning sessions for new and existing underwriters in all channels and areas including but not limited to SBLU, BBLU, CLU, SBA and RCL. Some learning sessions will be expanded to include Relationship Managers and Portfolio Managers on credit topics as recommended by management
• Develop and maintain up-to-date training materials reflecting current underwriting guidelines in accordance with Renasant Bank’s practices and standards to include but not limited:
  • Job aides
  • Guidance documents
  • Calculation tools
  • Short videos
• Support CLU Underwriting Support Services and other employees as needed by reviewing completed work, providing workflow guidance to employees and feedback regarding the training progress of the employees to the Director of Credit Development
• Act as a subject matter expert of loan policy matters and processes and procedures within the Commercial Underwriting department
• Provide coaching and post-training support to the underwriting team including but not limited to handling email inquiries. This position will have certain administrative permission sets and responsibilities within Ignite to assist with these inquiries.
• Manage the CLU Underwriting Support Services team, which includes but is not limited to hiring, coaching and development, performance evaluations, and disciplinary action
• Perform other related duties as assigned

• Bachelor’s degree in finance, Accounting, Business or Economics preferred (or equivalent years of directly related experience will be considered)
• Minimum of 10 years of extensive Commercial Credit experience in Commercial Loan Underwriting Management, Credit Training and Underwriting or 15 years of commercial credit functions including in Credit Administration, Credit Underwriting Management, Credit Underwriting, Credit Training and Mentoring and Loan Approval experience
• Strong knowledge of underwriting commercial construction, C&I and CRE type loans
• Ability to analyze tax returns, accountant prepared financial statements and internally prepared financial statements
• Knowledge of accounting and finance principals and applicability to credit responsibilities
• Knowledge of loan policy and banking regulations for lending
• Ability to communicate both verbally and in writing
• Ability to connect, relate and communicate with people in various positions from an entry level position up to executive management
• Ability to develop and train with curriculums that effectively educate others in the completion of their responsibilities
• Ability to use the bank’s software and hardware to complete responsibilities
• Ability to travel across the bank's geographic footprint to conduct on-site training at locations designated by the bank
• Be a positive, proactive and flexible employee providing RNSTXcellence service to both internal and external relationships

The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls;

reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds.…