Financial Advisor

Position: Financial Advisor-28
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** Job Description
** Join a trusted financial services leader and help clients achieve their financial goals through professional, goal-based financial advice. As a Personal Financial Advisor operating within the FNB branch environment, you will leverage a strong brand, established client ecosystem, referral opportunities and digital tools to deliver holistic investment and life insurance solutions.
** About the Opportunity
*** Build a rewarding advice career with one of South Africa’s leading financial services brands.
* Within the FNB branch network, you will have access to an established client ecosystem, referral opportunities and one of the country’s largest banking distribution networks.
* Leverage FNB’s trusted brand, digital advice tools and integrated banking relationships to deliver holistic financial solutions.
* Partner with branch and staffing solutions stakeholders to identify opportunities and deepen client relationships.
* Grow a sustainable advice practice through increased Assets Under Management (AUM), Annual Premium Income (API) and client penetration.
* Enjoy competitive earning potential through commission and advice-fee sharing, while making a meaningful difference in helping clients achieve their financial goals.
* Make a meaningful difference by helping clients achieve their financial goals through professional financial advice.
** What You Will Do
*** Conduct comprehensive financial needs analyses and develop personalised financial plans.
* Recommend appropriate investment, insurance and wealth solutions aligned to client objectives and risk profiles.
* Engage customers within FNB branches to build meaningful advice driven relationships.
* Convert qualified opportunities and referrals into new business.
* Build and maintain long-term client relationships through ongoing engagement and financial reviews.
* Achieve agreed sales, activity, AUM and API targets.
* Maintain accurate client records and advice documentation.
* Adhere to FAIS requirements, internal governance standards and regulatory obligations.
** What You Will Bring
*** Financial planning and needs analysis expertise.
* Strong investment and insurance product knowledge.
* Consultative selling and lead conversion capability.
* Strong relationship-building and stakeholder management skills.
* Excellent communication and client engagement capability.
* Commercial acumen and a results-driven mindset.
* Sound understanding of FAIS and compliance requirements.
* Digital proficiency and the ability to leverage technology-enabled advice tools
** You will be an ideal candidate if you have the following:
*** Minimum 3 – 5 years financial advisory experience
* Proven track record of achieving sales and business growth targets.
* Demonstrated sales experience in risk and investment products.
* Experience operating in a bank, insurer, or tied advisory environment.
* Exposure to mass market or emerging affluent client segments.
* FSCA-recognised FAIS qualification (NQF Level 5 or higher).
* Regulatory Examination (RE5) completed.
* Fully Fit & Proper compliant (FAIS) for applicable investment and long-term insurance categories - 1.3, 1.4, 1.5, 1.14 and 1.20.
* Fully authorised (not under supervision) for required FAIS subcategories.
* Completed Class of Business (COB):
Investments, Long-Term Insurance, Pension Fund Benefits
** You will have success if you:
*** Are client-centric and passionate about helping clients achieve better financial outcomes.
* Consistently convert opportunities into sustainable business results.
* Build trusted, long-term client and stakeholder relationships.
* Thrive in a target-driven environment and take ownership of your performance.
* Demonstrate professionalism, integrity and strong compliance discipline.
* Embrace digital ways of working, structured processes and continuous improvement.
* Work independently, stay adaptable and maintain high levels of activity and discipline.
** Locations:**
* ** Gauteng**
* ** KZN South**
* ** Western Cape**
* ** Northwest*
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