Staff Accountant

While you will work alongside the rest of our Accounting team to support the overall organization, this person will primarily handle mortgage accounting. The ideal candidate will have a background in mortgage accounting or similar areas.

Job Title:

Staff Accountant. Status:
Exempt.

Reports to:

Sr Manager - Accounting. Department:
Accounting. Job Code: 4229. Pay Range: $77,500.00 - $85,000.00 Annually.

Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of 'people helping people.' We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values.

You are a highly analytical and detail-oriented accounting professional who thrives on ensuring the accuracy, integrity, and transparency of financial information. You leverage strong accounting expertise, sound judgment, and a continuous improvement mindset to solve complex problems, strengthen internal controls, and support strategic business decisions. You excel at collaborating with stakeholders, translating financial data into actionable insights, and delivering high-quality reporting while maintaining compliance with regulatory and accounting standards.

• Analyze general ledger accounts.
• Monitor and maintain sub-ledgers.
• Reconcile, research, and clear differences.
• Develop process improvements to accounting systems and procedures to mitigate/resolve systemic issues and outages.
• Data entry and recordkeeping.
• Prepare journal entries for the Credit Union.
• Review and research monthly income statement variances.
• Participate in department projects by providing expert advice to management on all items related to their accounting specialization(s).
• Initiating and leading meetings to resolve issues.
• Contributes to the preparation and review of internal financial reports, including Cash Flow, Financial Statements, variance, statistical reporting, and other ad-hoc reporting.
• Formulate, affect, interpret, and implement management policies and procedure practices for all position functions.
• Update procedures in response to changes in operational activities or technological upgrades.
• Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy act (BSA) and anti-money laundering laws appropriate to the position.
• Ensure compliance with applicable standards, rules, regulations and systems of internal control.
• Preparation of audit work papers/computer spreadsheets for internal auditors.
• Independently formulate budget expectations for accounting specialization(s) in budget preparation, analyzing past performance and anticipating likely future implications.
• Proactively develops and delivers solution recommendations to management.
• Contributes to the preparation and review of external financial reports, including Investments, Financial Statements, variance reports, regulatory reports, Board reports, statistical reporting, peer reporting, and other ad-hoc reporting.
• Increase productivity by developing automated applications, eliminating duplications and coordinating information requirements.
• Perform reviews or validations of Accounting Specialist work prior to, or in lieu of, review by Accounting Supervisor.
• Influences capital project planning.
• Update and maintain computerized accounting models and analyze results through reports, graphs and other analytical tools.
• Develop reports for executive management and the board of directors.
• Create, analyze, review data, supporting spreadsheets, and charts to report the financial performance of the Credit Union.
• Recommend enhancements to analytical modeling tools to further support strategic plans and initiatives.
• Perform reviews or validations of other accountants work prior to, or in lieu of, review by Accounting Manager or Budget Manager
• Contributes to preparation of audit work papers/computer spreadsheets for external auditors.
• Contributes to preparation of Allowance for Loan Loss Analysis (ALL), Call Report,…