Mortgage Loan Officer​/Mortgage Banker​/Branch Manager

100% Commission | $555 Flat Fee | Remote | California | W-2 or 1099

Citizens Financial –
The Badges Broker – is built for Loan Officers who want more control, more support, and more upside.

As the mortgage industry continues to shift in 2026, many LOs are being asked to produce more while giving up more. We offer a different model: transparent compensation, internal company marketing, modern AI-powered systems, and the opportunity to grow beyond personal production.

• 100% commission on self-generated business
• $555 flat fee per closed loan
• Fairness Clause — if $555 exceeds 20% of your gross commission, you pay the lesser amount
• W-2 or 1099 options
• Full ownership of your pipeline and database
• No split erosion, surprise fees, or clawbacks

• Company-backed internal marketing support
• Social media content, branded marketing materials, and campaign support
• Admin support and modern AI-powered CRM systems
• Automated follow-up, review management, and lead engagement
• Access to Go High Level , Monday CRM, LOS, branded domains, and more

• Opportunity to build a branch
• Recruit and grow a team
• Multiple income stream potential through leadership and expansion

• Experienced Mortgage Loan Officers
• Retail LOs tired of traditional splits
• Newly licensed LOs or those pursuing a CA NMLS license
• Loan Officers ready to build, scale, and lead

Active California NMLS required (DFPI or DRE).

If you are looking for a platform that gives you the freedom to earn, the support to grow, and the ability to build something bigger long term, we should connect.