Wire Operations Specialist

Job Description

Posted Tuesday, July 14, 2026 at 10:00 AM

Job Title: Wire Operations Specialist

Status: Non-exempt

Reports to: Supervisor - Wire Operations

Department: Treasury Management and Wire Ops

Job Code: 1770

Pay Range: $23.00 - $26.00 Hourly

WHO YOU ARE: You are a detail-oriented and proactive operations professional with experience in wire processing, regulatory compliance, and member service. You excel at managing complex transactions, resolving issues with professionalism, and collaborating across teams to ensure accuracy, efficiency, and fraud prevention. Driven by continuous improvement, you leverage your analytical skills, operational knowledge, and commitment to service excellence to support organizational success and member trust.

WHAT YOU'LL DO:

• Assist in monitoring compliance for established internal audit policies and procedures.
• Ensure member inquiries and issues are researched and addressed timely and accurately.
• Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position.
• Follow multiple steps to verify all wiring instructions and confirm funds availability per procedures.
• Review wires for elder abuse, fraudulent scams (such as sweetheart scams, title company instruction hacking scams, timeshare scams…etc.) and any other suspicious activities. Communicate with front line representative and/or the member to clarify wire purpose and that due diligence on the beneficiary was performed.
• Work closely with Financial Investigations and file reports of any suspicious activity to the fraud monitoring system.
• Consult with the department Supervisor and above and/or Financial Investigations on additional research on suspicious activity before the wire is released.
• Research and respond to escalated member/other department and branch inquiries related to wire transfers. Report member complaints per Credit Union policies and procedures.
• Process and balance incoming and outgoing wire activity. Ensure all critical deadlines are met.
• Prepare journal entries as needed.
• Prepare and maintain department statistics and reports.
• Assist supervisor with periodic system user audits requiring manager approvals.
• Maintain a thorough understanding of the Federal Regulations that govern Wire Transfer transactions including, but not limited to, Reg J, Reg E Dodd Frank, bank secrecy and anti-money laundering laws appropriate to the position.
• Monitor FHLB funds and complete drawdown requests as applicable.
• Process all Golden 1 business wires as applicable.
• Other duties as assigned.

QUALIFICATIONS AND PREFERENCES:

• Associate’s Degree in Business or Accounting/Finance. Equivalent work experience may be substituted for College degree preferred.
• 3+ years in a financial institution preferably with wire transfer processing experience required.
• Experience in fraud detection preferred.
• Senior/lead experience preferred.

The above information on this description has been designed to indicate the general nature and level of work performed by team members within this classification. Because the nature of positions and job functions can change over time, this job description is not designed to contain or be interpreted as a comprehensive inventory of all essential functions, duties, responsibilities and qualifications requirements of team members assigned to this job.

Job duties may be changed or modified in the Credit Union’s discretion. The Credit Union will keep team members updated on key functions, duties, and requirements of their position by communications from the Credit Union and by updating the job description from time to time. Any team member with questions about the nature of their job duties is encouraged to consult with their supervisor.