Strategic Initiatives Risk Consultant – Consumer & Business Banking Product Support

Job Responsibilities

• Provide compliance and operational risk subject matter expertise to support product teams and strategic initiatives
• Risk management for assigned products within business banking
• Support new product development, product structure, rates/fees, and other related strategic initiatives
• Support CBB in an anticipatory posture related to the rapidly changing risk and compliance environment, while balancing process efficiencies and customer experience
• Operate independently within the CBB and enterprise risk framework, often with tight deadlines and multiple, concurrent projects
• Partner with business line leaders, product team, First Line and Second Line of Defense risk subject matter experts
• Make informed risk decisions expeditiously to ensure consistent and timely risk support for the product teams
• Provide risk expertise for complex change initiatives to ensure compliance with existing Risk policies
• Utilize existing enterprise risk management framework to ensure risk partners across the enterprise are engaged and informed, as needed (e.g., PRISM, CAT, TPRM, etc.)
• Navigate all risk approvals, as needed, including BCIQ, PRISM, and CAT. This may also include TPRM, EFCC, Model Governance, AI COE

• Bachelor's degree, or equivalent work experience
• Typically more than eight years of applicable experience
• A minimum of 10 years experience in risk management activities
• Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business
• Considerable understanding of the business line’s operations, products/services, systems, and associated risks/controls
• Thorough knowledge of Risk/Compliance/Audit competencies
• Strong analytical, process facilitation and project management skills
• Effective presentation, interpersonal, written and verbal communication skills
• Effective relationship building and negotiation skills
• Proficient computer navigation skills using a variety of software packages, including Microsoft Office applications and word processing, spreadsheets, databases, and presentations
• Applicable professional certifications

• risk management
• compliance
• project management
• analytical skills
• process facilitation
• product development
• change management
• risk policies
• financial services knowledge
• regulatory compliance

• interpersonal skills
• communication skills
• presentation skills
• relationship building
• negotiation skills
• independent operation
• decision making
• time management
• collaboration
• adaptability

• professional certifications