Default Management Liquidation Agent

Location: St. Joseph

## Default Management Liquidation Agent Apply locations:
Earth City, MOtime type:
Full time posted on:
Posted Todaytime left to apply:
End Date:
July 1, 2026 (13 days left to apply) job requisition :
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at—all from Day One.##
** Job Description
** Job Description##

Job Summary The Default Management Liquidation Agent is responsible for evaluating and managing borrower requests for foreclosure alternatives, including short sales and deeds‐in‐lieu, for mortgage loans. This role supports loss mitigation efforts by reviewing borrower documentation, coordinating with external partners, and ensuring decisions are made in accordance with investor, regulatory, and company guidelines, with the goal of achieving compliant, timely, and quality outcomes.##

Key Responsibilities
* Review and evaluate home liquidation applications for foreclosure alternatives in accordance with investor, regulatory, and company guidelines.
* Compile borrower financial and property documentation required to support liquidation requests (short sale or deed‐in‐lieu).
* Serve as the primary owner of assigned files from request receipt through final resolution.
* Coordinate and communicate with borrowers, authorized listing agents, realtors, buyers, sellers, title companies, investors/insurers, and internal partner teams as needed.
* Review, negotiate, and approve list price reductions, counteroffers, and short sale transactions within delegated authority.
* Ensure adherence to regulatory decision time frames from application receipt through final determination.
* Maintain quality and compliance standards by partnering with quality control teams and ensuring accuracy of decision letters and documentation prior to issuance.
* Accurately document decisions, actions, and communications in applicable systems.
* Manage and prioritize an assigned caseload while meeting productivity, quality, and compliance expectations.
** Basic Qualifications**- Bachelor's degree, or equivalent work experience
- Four or more years of experience in administrative support activities, with working knowledge of business and general office skills## ##

Preferred Qualifications
* Experience in mortgage default servicing, loss mitigation, liquidation, short sales, or deed‐in‐lieu processing.
* Familiarity with investor guidelines (e.g., government and non‐government investors).
* Strong organizational skills with the ability to manage and prioritize an active caseload.
* Demonstrated critical thinking and decision‐making skills, including knowing when to escalate complex issues.
* Ability to interpret guidelines, policies, and requirements and apply them consistently.
* Strong written communication skills and attention to detail.
** Location Expectations
** This position is a
*** hybrid role
*** which has weekly onsite attendance requirements of
*** 3+ days a week
*** in our Rider Trail, MO hub.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
** Benefits:
** Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
* Healthcare (medical, dental, vision)
* Basic term and optional term life insurance
* Short-term and long-term disability
* Pregnancy disability and parental leave
* 401(k) and employer-funded retirement plan
* Paid vacation (from two to five weeks depending on salary grade and tenure)
* Up…