Portfolio Team Lead - Real Estate Group

Location: St. Louis

This position will develop a team of Portfolio Managers as well as individually engage in active portfolio management responsibilities ensuring timely, high-quality work product in analysis of borrower and guarantor financial statements, annual reviews, performance covenant testing, extensions, renewals, modifications, and risk rating assessments. You will assist in the acquisition, retention, and development of CRE Portfolio Managers with varying levels of experience.

You will  formally manage, guide, mentor, and coach in both technical and professional skills.

You will perform credit risk analysis to recognize and elevate signs of risk in an individual loan, relationship, or the portfolio, through completion of the recurring portfolio manager tasks, which include: analyzing borrower/property and guarantor financial performance upon receipt of reporting; preparing annual reviews, modifications and various memos for approval; and determining appropriate risk ratings.

You will perform various projects / tasks as needed with an emphasis on maintaining UMB TUCE at all times.

Other duties as assigned. You have 7+ years ofestate experience) including credit underwriting. commercial banking/finance experience (including 5+ years of specific commercial real You have excellent communication skills (verbal & written). You have expert knowledge & understanding in how to identify and process maturing loans, line renewals, term loans that need to be extended, how loans can be restructured, approval process, change terms, new underwriting, etc.

You have a depth of knowledge of bank products, services, and bank operations.

You have analytical skills, including underwriting of CRE properties and markets; and guarantor financial statements, including real estate schedules.

You are a self-starter, show initiative, and transfer knowledge to less experienced peers.

You show proficiency in Word, Excel, PowerPoint.

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund;

and various associate banking benefits. Benefit offerings and eligibility requirements vary.### The Unparalleled Customer Experience
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