DE Mortgage Sr Underwriter

We're hiring experienced Mortgage Underwriters to support our broker channel and help drive high‑quality, compliant loan decisions. This role focuses on reviewing loan files, assessing risk, and ensuring alignment with FHA, VA, and Conventional guidelines.

Must have recent experience in the last 2 years of underwriting.

Remote - certain state restrictions.

• Underwrite FHA, VA, and Conventional loans with accuracy and speed
• Review credit, income, assets, and full loan documentation
• Partner with loan structure and income teams to finalize approvals
• Underwrite 2-3 initial files and 6-8 final approvals daily (volume dependent)
• Ensure compliance with investor and agency standards (FHA, HUD, VA, IRRRL, SAR, TrumID)
• Issue timely approval/denial decisions and resolve outstanding conditions

• Strong mortgage underwriting experience (FHA preferred)
• Deep understanding of agency/investor guidelines
• Ability to work within a structured, end‑to‑end underwriting workflow
• Strong communication and documentation review skills

• 5+ years of mortgage underwriting experience required
• Solid knowledge of mortgage underwriting and of basic automated underwriting systems
• Proficiency with basic automated underwriting systems

This is a Contract to Hire position based out of Saint Louis, MO.

Pay range: $31.25 – $31.25 /hr.

Benefits (temporary role):

• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – Pre‑tax and Roth post‑tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long‑term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

Fully remote.

Position anticipated to close on Mar 16, 2026.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.