Private Banking Credit, Collateral & Reporting Analyst

About Working at Commerce

Building a career here is more than just steps on a ladder. It’s about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. Our culture is about our people, the ones in our communities and the ones that work with us. Here you’ll find opportunities to grow and learn, to connect with others, and build relationships with the people around you.

You’ll have the space and resources to grow into the best version of yourself. Because our number one investment is you.

The main purpose of this job is to support the Private Bank by underwriting more complex credit requests and providing collateral monitoring, loan and deposit portfolio reporting and execution of portfolio review initiatives for new acquisition, cross‑sell, profitability and retention of accounts/clients.

• Assist Private Bankers on more complex credit requests, including general underwriting and analyzing of collateral and credit risk
• Prepare loan presentations and credit reviews, as necessary
• Assist with annual credit review schedule for Private Bank loan programs, as needed
• Facilitate and maintain various reporting tools to assist in loan collateral monitoring
• Facilitate the ELOC Autorenew Process in conjunction with Private Banking Credit Director
• Assist Private Banking management in the creation of portfolio reporting
• Assist Private Banking senior leadership with loan reporting, including past dues, documentation and collateral exceptions, etc.
• Ensure compliance with all Bank policies, procedures, regulations, and laws
• Perform other duties as assigned

• Ability to use a high degree of critical thinking skills in analyzing credit requests
• Strong analytical and problem‑solving skills
• Motivated and organized with strong attention to detail and the ability to manage priorities with oversight
• Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills
• Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
• Intermediate level proficiency with Microsoft Word, Excel, PowerPoint and Outlook

Bachelor’s degree in Business Administration, or equivalent combination of education and experience required. 2+ years of credit or underwriting experience preferred.

Hourly: $30.55 – $35.80 (based on relevant experience, skills, and competencies). This compensation range is for the Private Banking Credit, Collateral & Reporting Analyst – CTC job and contemplates a wide range of factors that are considered in making compensation decisions.

• Employer-sponsored health, dental, and vision insurance
• 401(k)
• Life insurance
• Paid vacation
• Paid personal time
• Career development and education assistance
• Voluntary supplemental benefits

Location:

8000 Forsyth Blvd, Clayton, Missouri 63105. Time Type:
Full time.

Commerce Bank is proud to be an Equal Employment Opportunity employer and believes that every individual should have the opportunity to work at a job for which he or she qualifies. We celebrate diversity and do not discriminate based on race, color, ancestry, ethnicity, gender identity, gender expression, sex, sexual orientation, disability (including physical or mental handicap), age, veteran status, military status, national origin, religion, pregnancy status, marital status, genetic information, or any other status protected by applicable federal, state or local law.