Credit Analyst – Community Impact Capital; CIC

Position: Credit Analyst – Community Impact Capital (CIC)
Location: St. Louis

Description Huntington Community Impact Capital (CIC) is a national leader in community development finance programs and products covering Low-Income Housing Tax Credits (LIHTC), New Markets Tax Credits (NMTC) and other areas of impactful multi-family commercial real estate. A primary focus of CIC is on affordable housing finance, serving as an investor, lender, and syndicator of both federal and state tax credits.

We partner with a diverse range of developers to deliver financing solutions for high‑impact community developments—work that is guided by our Purpose : to make people’s lives better . Beyond our industry leadership, CIC is proudly a colleague‑first organization. We foster a culture rooted in innovation, exceptional customer service, and collaboration, while offering meaningful opportunities for growth, learning, and professional exposure.

Our industry‑leading culture emphasizes connectivity, shared success, and the ability to make a lasting impact—together.

Community Impact Capital (CIC) is seeking a Credit Analyst I to support its affordable housing and community development lending and investment activities. Designed for early‑career professionals, this role provides hands‑on experience across CIC’s business lines, including underwriting, financial analysis, documentation, compliance, and portfolio support. The role works closely with CIC management and Credit Management to help evaluate and manage community development investments.

In this position, the Analyst will have the opportunity to gain significant exposure to banking, credit risk and commercial real estate – particularly affordable housing (Low Income Housing Tax Credit (LIHTC)) – and the fundamentals of community development finance.

Duties & Responsibilities Credit Analysis & Underwriting Gather, review, and analyze financial and business information to support credit decisions for loans and tax credit investments

Assist in evaluating borrower, sponsor, and guarantor financial condition, including identifying key strengths and risks

Support underwriting of affordable housing and community development transactions, including tax credit equity and debt Assist in the timely preparation of written credit analysis and internal approval materials

Portfolio, Asset Management & Construction Support Monitor financial reporting requirements and assist with portfolio and asset management activities

Provide administrative and analytical support for Asset Management activities, including invoice preparation, cash receipt processing, fee‑related requests, and tax credit compliance analysis

Assist in monitoring construction and lease‑up progress through review of draw requests, inspections, and project schedules

Assist in conducting periodic property site visits/inspections and preparation of potential issues

Documentation, Coordination & Professional Development Participate in required Credit Analyst training, including Huntington’s Credit College Obtain, track, and follow up on required financial, legal, and third‑party documentation

Coordinate with internal teams and external partners as needed

Manage multiple deadlines and collaborate effectively across teams

Perform other related duties as assigned

Basic Qualifications Bachelor’s degree in Business, Accounting, Finance, Urban Planning, Economics, or a related field.

Preferred Qualifications

GPA of 3.5 or higher

Internship or work experience in finance, banking, or Commercial Real Estate Strong written and verbal communication skills

Professional presence with confidence and ability to engage at all organizational levels

Accounting experience including classes taken in college

Strong organizational skills with attention to detail and follow-through

Highly motivated, customer-focused, and goal-oriented

Ability to work independently and collaboratively while managing multiple priorities

Proficiency in Microsoft Word, Excel, PowerPoint, One Note, and internet research tools

Willingness and ability to travel periodically within Huntington’s footprint

Exempt Status: (Yes = not eligible for overtime pay) ( No = eligible for overtime pay)
No

Workplace Type:

Office Our Approach to Office Workplace Type…