LIHTC Loan Officer

We are seeking an experienced LIHTC Loan Officer to manage complex lending relationships within the Low‑Income Housing Tax Credit (LIHTC) space. This is a highly visible role that combines credit analysis, relationship management, portfolio oversight, and business development. The ideal candidate will bring a strong understanding of LIHTC financing, exceptional analytical skills, and the ability to navigate complex transactions while serving as a trusted advisor to clients and internal stakeholders.

If you're passionate about affordable housing finance and enjoy balancing relationship management with complex credit analysis, we'd love to connect.

• Manage and grow significant LIHTC lending relationships
• Serve as the primary liaison between clients and the bank
• Underwrite and analyze LIHTC construction, equity, and pre‑development loans
• Review financial statements, project budgets, sources and uses, and contingency funding
• Monitor construction progress, draw requests, project milestones, and placed‑in‑service deadlines
• Present credit recommendations and portfolio updates to executive leadership and loan committees
• Analyze portfolio performance and identify emerging risks and opportunities
• Ensure compliance with loan covenants, banking regulations, and internal policies
• Communicate with developers, attorneys, participating banks, regulators, and project stakeholders
• Assist in enhancing reporting processes, portfolio monitoring tools, and operational efficiencies

• Bachelor's degree in Finance, Accounting, Business, or a related field
• 8+ years of experience in LIHTC lending, underwriting, or specialty finance
• Strong knowledge of LIHTC programs, regulations, and development financing structures
• Advanced analytical, financial modeling, and credit underwriting skills
• Proficiency with Microsoft Excel and other financial analysis tools
• Ability to manage multiple projects and deadlines in a fast‑paced environment
• Strong written, verbal, and presentation skills
• Proven ability to build and maintain client relationships

• Join a financially stable institution with a strong reputation and long‑term vision
• Work directly with executive leadership and decision‑makers
• Play a key role in financing affordable housing developments across multiple markets
• Opportunity to influence portfolio strategy, process improvements, and organizational growth
• Collaborative culture focused on relationship banking and community impact
• Competitive compensation and comprehensive benefits package
• Ongoing professional development and career growth opportunities