Sr Analyst,Commercial Credit Job Saint Louis area,St. Louis Missouri USA,Finance & Banking

Location: St. Louis

Job Responsibilities

Responsible for evaluating potential counter parties’ creditworthiness; establishing credit approval criteria and limits for counter parties; maintaining a list of all approved counter parties; monitoring credit exposures and counter party credit standing; approval, management, and mitigation within approved limits and escalation of any limit exceedances to the appropriate levels of Pilot credit department leadership as defined within the Pilot Energy credit risk management policy.

Onboard external legal entities, including counterparts, marketing, terminal, storage, and pipeline facilities, carriers, brokers, and vendors in line with the onboarding policies and procedures.

Coordinate with credit department leadership & finance team to ensure exposures are maintained within approved limits under the credit policy.

Act as credit analyst mentor in coordination with credit department leadership to ensure a disciplined credit process related to relevant business line.

Run point on specific strategic initiatives as directed by credit department leadership.

Mentor credit analysts in the completion of credit scoring, analysis, and reviews in support of credit limit approval process in line with the credit policy.

Plan, implement and maintain in coordination with credit leadership the credit and collateral system of record including, counterpart information, contacts and onboarding documentation, credit ratings, parent guarantees, letters of credit, family hierarchies, and credit insurance.

Build reporting layouts within the credit system to manage daily credit tasks as well as periodic commercial and senior management reporting in coordination with credit department leadership.

Ensure all credit activities comply with rules, regulations, policies, laws, and procedures.

Model behaviours that support the company’s common purpose; ensure guests and team members are supported at the highest level.

Complete other duties as assigned.

Qualifications

Intermediate Microsoft Office skills required; advanced skills preferred.
Knowledge of standard concepts, practices and procedures within the field of energy-trading credit risk management and research.
Knowledge of trade finance and borrowing base credit facility reporting concepts.
Strong analytical, problem‑solving and critical thinking skills.
Excellent written and verbal communication and listening skills.
Ability to prioritize, execute tasks and meet deadlines.
Ability to take initiative and work independently and within a team environment.
Financial acumen and ability to read and interpret financial statements prepared in accordance with US GAAP and IFRS.
Strong customer service and teamwork orientation.
Ability to work in a complex, dynamic environment.

Legal Requirements

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status or any other characteristic protected under applicable federal, state, or local law.

Military encouraged to apply.

This position requires candidates to be legally authorized to work in the United States without employer sponsorship.

We are seeking applicants with a local presence in Houston, Texas, or the surrounding communities.

Benefits

Nation‑wide Medical Plan/Dental/Vision
401(k) and Flexible Spending Accounts
Employee Fuel Discount
Adoption Assistance
Tuition Reimbursement
Onsite Gym and Cafeteria
Weekly Pay
All your information will be kept confidential according to EEO guidelines

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Sr Analyst, Commercial Credit