AVP​/Commercial Relationship Manager

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Full Time Creve Coeur, St. Louis, MO, US

Originate, analyze, close, and manage complex commercial relationships in accordance with Bank objectives, policies, and procedures. Ideally, the CRM will work independently and have the ability to generate new business within a short timeframe from existing developed relationships by performing the following duties. This role supports the St. Louis market.

Includes Medical, Vision, Dental, Wellness, EAP, and Life insurance, 401K plan + match, FSA or HSA, 11 holidays, Student Loan Repayment program, adoption assistance, pet insurance, and many more.

include the following. Other duties may be assigned.

Interview applicants and request specified information for loan application; request appraisals, applicant credit reports, background checks, reference checks, and other information pertinent to evaluation of loan application; analyze applicant financial status, credit, and property evaluation to determine feasibility of granting loan; and correspond with or interview applicants or creditors to resolve questions regarding application information.

Compile loan packages and facilitate negotiation with applicants according to established standards, such as fees, loan repayment options, and other credit terms; make loan decisions or refer loan to Loan Committee for approval when appropriate; ensure loan agreements are complete and accurate according to policy; assure timely loan closing and funding activities.

Identify business opportunities for commercial depository and treasury management services in conjunction with routine calling habits; obtain requested depository and/or analysis statements to analyze with the Treasury Management Officer.

Utilize government programs when deemed necessary to meet customer's credit needs.

Assist customers with inquiries and information requests and resolve complaints relating to loan products and services offered.

Participate in the collection procedures and processes of the loan officers to assure the timely collection of all delinquent accounts and develop revised loan repayment terms or schedules as necessary.

Establish and maintain positive working relationships with loan businesses and other organizations to provide information regarding the lending programs and policies.

Participate in the Bank's business development activities, represent the Bank in industry and professional associations, community organizations, local business groups, etc., and promote the Bank's favorable image.

include the following. Other duties may be assigned.

Service cash management needs of non-borrowing customers.

Maintain education and professional expertise through attendance at job related seminars, conferences and workshops.

There are no supervisory responsibilities.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Bachelor's degree (B.

A.) from four-year college or university in the field of business, including specific courses in accounting, finance, and economics plus additional lending-related experience; or eight to ten years related banking experience and/or training; or equivalent combination of education and experience.…