LIHTC Analyst

At The Bank of Missouri we know it takes great people to support the communities we serve! We are passionate about caring for people and communities, and know how to recognize and reward our employees for their talent and contributions. When you work at The Bank of Missouri, you not only get to help others, but you also get the resources, opportunities and support to grow your own career.

Staying in business for more than 130 years is hard. Really hard. But, thanks to our great customers in the communities we serve and our entire team, we’ve grown from one bank, once known as The Bank of Perryville, to now 30 locations in 25 communities across Missouri.

If you think about it, since 1891 when the bank was founded, we’ve endured many events: the Great Depression, two World Wars and the Financial Crisis of . We are a growing, $4.2 billion institution with plans to further expand as opportunities present themselves. With our roots firmly planted in Perryville, Missouri, we continue to grow; evolving and expanding with our amazing team, customers and communities.

Those principles are the reason we are still in business today: caring for people and communities is our foundation. With every financial decision we make, we bear those values in mind, every time. We are proud, but above all, very privileged to say, “We’ve been community banking since 1891.” We look forward to the bright future which lies ahead for the shareholders, employees, customers and communities served by The Bank of Missouri.

• Personal paid time off, as eligible
• 401K and Employee Stock Option Plan, as eligible
• Fitness reimbursement
• Learning, development and growth opportunities

The LIHTC Analyst is a detail-oriented member of the lending team within M1 Specialty Finance at The Bank of Missouri. This role participates in the loan origination lifecycle, with primary responsibility for underwriting Low-Income Housing Tax Credit (LIHTC) construction and equity financing transactions. The position requires extensive data analysis and compilation, strong attention to detail, and the ability to meet deadlines in a fast-paced, client-focused environment.

Prior experience with LIHTC financing is required.

The LIHTC Analyst plays a critical role in evaluating new loan opportunities, monitoring the performance and risk of individual loans, and supporting oversight of the broader LIHTC portfolio. This role works closely with senior LIHTC loan officers and underwriters and contributes to the preparation and presentation of underwriting analysis and recommendations to the Loan Committee.

As part of M1 Specialty Finance, the position supports lending activities across specialized portfolio segments including LIHTC affordable housing construction and equity financing, renewable energy (ITC) construction and permanent financing, and commercial real estate construction. The LIHTC Analyst reports to the SVP, LIHTC Lending Lead and operates under the broader leadership of the Chief Specialty Finance Officer.

• LIHTC loan underwriting for credit quality through the review of financial statements, business plans, public information databases, and background searches
• Assist loan officers with large loan relationships, with many LIHTC project loans per relationship. Be the liaison between the client and the bank.
• Communicate with the Chief Specialty Finance Officer and committee’s goals and parameters effectively to the loan relationship.
• Communicate the client’s goals and requests effectively to the Chief Specialty Finance Officer, Specialty Finance Credit Risk Officer, and loan committee.
• Review and recommend LIHTC…