Sr. Commercial Finance Analyst - Retail - MN

The Sr. Commercial Financial Analyst, reporting to the Sr. Commercial Finance Manager, supports Retail through advanced analysis, full P&L ownership, and strategic partnership with executive leaders across Merchandising, Pharmacy, Franchise, and Advertising. This role is responsible for leading critical financial processes including budget development, forecasts, period-close reporting, and weekly performance reporting. The position plays a key role in enabling business decisions through deep analysis, cross functional collaboration, and development of executive ready reporting and insights.

This role partners extensively with Retail Finance FP&A and Operations to advance financial performance through actionable analysis and strategic recommendations.

A role on our Finance and Accounting team involves helping UNFI maintain and grow its financial health as we continue to transform and scale. We need to ensure that our financial analysis and statements revolve around constant communication with our partners within the organization as well as outside to provide the most current statistics for our business health. By being attentive to details, trends, and inefficiencies, and communicating with our teams, you’ll be key to our success and continued growth as North America’s premier grocery wholesaler.

• Own the full Pharmacy P&L, partnering directly with executive pharmacy commercial and operations leadership to define budget, forecast, reporting strategy, and business improvement initiatives.
• Oversee the Franchise Store Reporting, partnering with franchise executive leadership to develop and execute the budget/forecast strategy and performance enhancement tactics.
• Support the Advertising executive team through financial modeling, budget and forecast execution, and timely reporting of business drivers and results.
• Lead vendor funds and markdowns analysis in partnership with the Senior Manager.
• Complete daily and weekly sales reporting including variance analysis to trends, forecast, budget, and prior year.
• Assist with weekly margin reporting and analysis highlighting risks, opportunities, and key drivers for retail leadership.
• Support account reconciliations, journal entries, accruals, and other core monthly close activities for Retail Commercial Finance.
• Create executive level presentations, financial decks, and supporting materials for weekly performance reporting, monthly summaries, and forecast or budget reviews.
• Provide advanced variance analysis that creates financial trends, operational drivers, and cross functional impacts to inform leadership decision making.
• Provide strategic insights into P&L performance and partner with Commercial leadership to develop action plans that improve financial outcomes.
• Support weekly, monthly, quarterly, and annual reporting cycles including preparation of KPIs, dashboards, refreshed models, and commentary.
• Influence cross functional projects, process improvements, and analytical enhancements within Commercial Finance.
• Act as a strategic business partner to executive leaders, providing clear, concise financial insights that advance commercial and operational objectives.

Perform other duties as assigned.

• Bachelor’s degree in Finance, Accounting, Economics, or related field
• Advanced degree or MBA preferred

• 5+ years of FP&A experience required
• Demonstrated success in complex financial modeling, P&L ownership, and scenario analysis.

• Proven ability to partner cross functionally with operations, merchandising, and senior leadership.
• Strong understanding of retail, commercial, or multi-unit business financial dynamics.
• High proficiency in Excel, PowerPoint, and financial planning/reporting tools such as Essbase/Smart View.
• Ability to communicate clearly and effectively with executive leaders including synthesizing complex financial details into clear insights and recommendations.
• Strong relationship building skills with ability to influence without authority across multiple teams and leadership levels.
• Exceptional analytical…