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State Licensed Underwriter III

Job in St. Paul, Saint Paul, Ramsey County, Minnesota, 55118, USA
Listing for: Guild Mortgage Company
Full Time position
Listed on 2026-06-24
Job specializations:
  • Finance & Banking
    Underwriter, Risk Manager/Analyst
Job Description & How to Apply Below
Location: St. Paul

Working remotely in a full-time capacity, the State Licensed Underwriter III will evaluate and underwrite conventional, FHA, VA, USDA, and other loan types while ensuring compliance with company and regulatory standards.

Key responsibilities
  • Review and assess loan documents for accuracy and compliance with relevant standards and regulations
  • Analyze loan applications to identify potential fraud and ensure all necessary documentation is complete
  • Provide expert guidance and support to junior team members and assist in resolving complex underwriting issues
Required qualifications
  • High school diploma or equivalent; college courses in Business, Finance, or related fields preferred
  • Direct Endorsement (DE) certification and current certifications for assigned regions
  • Five or more years of experience underwriting various loan types, including conventional and government loans
  • Expert knowledge of mortgage lending processes and regulatory requirements
  • Strong critical thinking skills with the ability to evaluate data and assess risks
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