Sr. Analyst AML-Financial Intelligence Unit; FIU Transaction Monitoring

Position: Sr. Analyst AML-Financial Intelligence Unit (FIU) Transaction Monitoring
** Key Responsibilities*
* + Conduct routine to complex investigations of potentially suspicious activity identified through transaction monitoring surveillance, branch escalations, regulatory inquiries, or referrals from Compliance, Legal, Risk, or other business units.

+ Analyze client background information, securities transactions, and fund movements to identify potential money laundering, terrorist financing, or other financial crimes.

+ Utilize internal systems and external research tools, including negative news screening, to analyze activity and determine whether escalation is warranted.

+ Submit 314(b) requests and Requests for Information (RFIs) to branches, as needed.

+ Prepare detailed, accurate, and timely Suspicious Activity Reports (SARs) for submission to regulators and/or law enforcement when suspicious activity is identified.

+ Perform continuing activity reviews and identify/report any ongoing suspicious activity.

+ Communicate the findings and outcomes of complex investigations to senior leadership (AML Officers) through clear, well-written narratives, including risk analysis and supporting evidence, to support risk-based retention or termination decisions; ensure follow-through on account closures for terminated relationships.

+ Administer AML policies and procedures in alignment with regulatory requirements, including the USA PATRIOT Act.

+ Monitor regulatory developments and industry trends and support their integration into the firm's AML program.

+ Train and mentor team members on AML policies, procedures, and regulatory requirements.

+ Deliver presentations during team and departmental meetings.

+ Perform other duties as assigned.

** Required Skills*
* + Strong SAR narrative writing skills, including clear and well-supported analysis of suspicious activity.

+ Strong knowledge of bank and brokerage products and practices, including account types and transactional behavior.

+ Knowledge of financial crime typologies, including securities fraud and market manipulation.

+ Understanding of emerging financial risks and products (e.g., cryptocurrency, sanctions, informal value transfer systems).

+ Ability to identify patterns, trends, and anomalies in transactional data.

+ Strong organizational and time management skills, with the ability to manage multiple priorities and meet deadlines.

+ Excellent written and verbal communication skills.

+ Ability to work independently and collaboratively in a fast-paced environment.

+ High level of professionalism, confidentiality, and customer service.

+ Commitment to staying current with AML regulations, emerging risks, and industry best practices.

** Education/Previous Experience Requirements:*
* + Bachelor's degree from a four-year college or university in a related field, with 3-5 years of relevant experience in financial transactional analysis, AML investigations, and Suspicious Activity Reporting.

+ Brokerage industry experience (1-2 years) is highly preferred.

** Licenses/Certifications*
* + CAMS certification is required within 12 months of the hire date.