Corporate Banking Credit Associate - REIT & CRE

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* Essential Duties and Responsibilities:

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* · Assists with the development, structure, negotiation and closing of REIT & CRE transactions which are supported or secured by high quality assets throughout the United States.

· Oversees a dedicated portfolio of assigned REIT & CRE loans, monitoring loan grading and credit quality on regular basis.

· Researches and analyzes corporate financial statements, interprets findings, and prepares various reports for senior management and credit.

· Prepares detailed REIT and / or project level Cash Flow projections utilizing Excel and third-party modeling software (i.e., Argus).

· Performs demand analysis and market research as is related to new loan transaction opportunities, utilizing third party diligence tools, etc.

· Prepares and delivers written and oral presentations relating to REIT & CRE transactions.

· Maintains documentation files and monitors compliance with terms of loans and accounts.

· Prepares report evaluations ensuring compliance with organizational policies and applicable State, Federal, agency and investor guidelines.

· Coaches and mentors oncoming associates within the department.

· Joins in deal discussions as is related to potential syndicated loan and direct loan opportunities.

** Knowledge of:*
* · Advanced concepts, practices and procedures of REIT and CRE credit analysis.

· Finance and/or accounting principles, practices and procedures.

· Federal and State laws.

** Skill in:*
* · Preparing complex financial position and credit reports.

· Reading, interpreting, analyzing and applying information from credit reports, P&L / BS statements, rent rolls, appraisals, construction.

· Researching, interpreting and analyzing complex financial statements.

· Structuring, negotiating, underwriting and closing loan transactions.

· Generating Cash Flow projections.

· Maintaining documentation files.

· Monitoring compliance on loans and accounts.

· Ensuring compliance with organizational policies and applicable State, Federal, agency and investor guidelines.

· Preparing and delivering oral and written presentations.

· Performing market and transaction due diligence.

· Operating standard office equipment and using required software applications.

· Excel modeling and computation.

** Ability to:*
* · Maintain currency in credit analysis policies, procedures and methodologies.

· Manage multiple tasks with changing priorities to meet deadlines in a fast paced environment with frequent interruptions.

· Lead the work of others.

· Provide coaching, mentoring and technical training to others.

· Partner with others to accomplish objectives.

· Manage relationships with clients.

· Attend to detail while maintaining a big picture orientation.

· Interpret and apply policies.

· Lead others in providing a high level of customer service.

· Establish and maintain effective working relationships with others.

· Provide support on calls with syndication partners.

· Solve complex problems.

** Preferred Education/

Experience:

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* · Bachelor's Degree (B.A.) in Finance, Accounting, Business or related field with up to two (2) years of relevant experience