Mortgage Sales - Mortgage Banker II

Overview

It starts with our culture ... Common sense has never been common. If it were, the world would be a different place. Our Bankers understand the complexities of people’s lives and offer simple solutions. Through our banking relationships, investing, grants, and volunteerism, NBH Bank promotes the growth, revitalization and sustainability of the communities we serve. We strive for associates to feel welcome and empowered at work.

• As a Mortgage Banker I, generate mortgage loan production from banking center leads, referral sources, realtors, builders, and consumer networking groups.
• Originate 60+ units of first mortgage loan products annually and develop referral partner relationships with NBH Banking Center Associates.
• Align mortgage priorities with the Client Experience, compliance, audit and operations.
• Monitor marketplace competition and trends to inform sales strategy in coordination with the Sales Manager.
• Identify referral sources and collaborate with internal stakeholders to increase the Bank’s presence and competitive status by expanding relationships and servicing clients (increase wallet share).
• Develop a book of business through prospecting while servicing assigned Banking Center clientele.
• Build rapport with clients and associates and treat others with respect and consideration regardless of status or position.

• Associates degree in Business, Finance or equivalent combination of education and related work experience.
• 5+ years of experience in mortgage banking.
• Advanced knowledge of RESPA/government regulations for residential mortgages.
• Knowledge and experience operating within Dodd-Frank regulations.
• Proven track record of success in the mortgage lending industry.
• Must be/become registered and licensed in the Nationwide Mortgage Licensing System and Registry (NMLS) as required by the S.A.F.E. Act.
• Ongoing compliance with all mortgage regulatory requirements and NBH compliance policies including acceptable background check results.

• Bachelor’s degree in Business, Finance or equivalent combination of education and related work experience.
• 6+ years of experience in mortgage banking.

• Proficient in MS Office applications (Outlook, Word, Excel, PowerPoint).
• Proficient in Encompass and Desktop Underwriter.
• Strong communication skills and ability to interact with others in person, by phone, email, and written correspondence.
• Attention to detail and ability to perform focused work.
• Collaborative mindset and ability to work toward solutions that benefit all parties.
• Apply and improve extensive or in-depth specialized knowledge and judgment to accomplish results.
• Demonstrate original thinking to improve processes, methods, systems, or services.
• Commitment to achieving results and improving service delivery.
• Make informed decisions after evaluating options.
• Facilitate clear information flow within NBH Bank and beyond.
• Effective verbal communication in individual or group settings.

We are a culture that believes people are our greatest asset. Our decisions are efficient, fair and locally focused. We strive to identify individual needs of applicants and associates and share the following:

• Commitment to meritocracy and supporting associates’ growth within their role.
• Ability to meet with associates, clients, and leadership on short notice in various regions to deliver results.
• Availability to clients and teams by phone or email at all hours of the day.
• Ability to work at a rapid pace for long periods and to work additional hours as necessary.
• Willingness to travel as necessary.

This role is eligible to participate in a commission plan, which can significantly increase overall compensation. In addition, a generous benefits package includes insurance, 401k, an associate stock purchase program, paid time off, and associate banking perks.

For more information about the benefits offered, .

The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform essential job functions. An applicant or associate requiring reasonable accommodation should contact Human Resources. The Bank provides equal opportunity without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity or any other legally protected category.

The Bank is a drug-free workplace. Colorado Residents: you may redact age-identifying information in submissions without penalty. Selected candidates must complete criminal history, global screen, drug screen, employment credit report, and driving record checks where applicable. Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at hire.