Commercial Loan Officer

Job Overview

Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM.

• Solicit the sale of bank services to businesses.
• Collect and analyze financial data to determine the creditworthiness of prospects.
• Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for new and existing clients with the goal of generating income and enhancing the bank’s overall profitability.
• Establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements, with assistance from the credit team.
• Prospect and maintain dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence; develop and maintain a direct calling database of prospects.

• 5+ years of commercial lending experience.
• Bachelor’s degree in Finance, Accounting, Economics, Marketing (preferred).
• Strong understanding of commercial depository services.
• Excellent credit skills and general familiarity with commercial documentation.
• Established book of business required.