BSA​/AML Program Lead - Ford Credit Bank

We are the movers of the world and the makers of the future. We get up every day, roll up our sleeves and build a better world – together. At Ford, we’re all a part of something bigger than ourselves. Are you ready to change the way the world moves? Ford Motor Credit Company (“Ford Credit”) has received regulatory conditional approval to form Ford Credit Bank (the “Bank”) to be headquartered in Salt Lake City, Utah.

The Bank will create innovative and simplified banking solutions to help customers across the country finance the purchase of new Ford vehicles, parts, accessories, and software and earn competitive rates on FDIC‑insured savings accounts and certificates of deposit. The Bank will be a direct and wholly owned subsidiary of Ford Motor Credit Company (“Ford Credit”), an indirect wholly owned subsidiary of Ford Motor Company (“Ford”).

Get in on the “ground floor” of building a de novo Bank and setting the foundation of the Bank’s Compliance Team! The Bank’s Compliance Team is a crucial component of the second line of defense in the Bank’s risk management framework. We work collaboratively across all business units to foster a culture of compliance and ensure adherence to all applicable laws, rules, regulations, and internal policies.

As a Compliance Analyst (Monitoring and Testing), you will act as an important member of the compliance team, performing monitoring and testing activities, preparing documentation demonstrating the effectiveness of your results, collaborating with leaders and colleagues across the organization to understand and evaluate key Bank and vendor processes and activities, and driving continuous improvement in our compliance posture. You will be instrumental in addressing and demonstrating the Bank’s risk management to emerging regulatory challenges and technological advancements.

The Bank’s Compliance Team’s mission is to ensure the safety and soundness of the Bank. We are looking to hire a BSA/AML Program Analyst who will work directly with the BSA/AML Officer to perform various reviews and monitoring pertaining to the Bank Secrecy Act (“BSA”), USA PATRIOT Act, Anti‑Money Laundering and Sanctions Program, including Customer Identification Program (“CIP”) and Know Your Customer (“KYC”) compliance using industry standard and regulatory guidance to ensure the Bank’s compliance efforts are maintained daily.

This position is required to be fully knowledgeable and skilled in all areas of the BSA/AML department and will report to the BSA / AML Officer.

You’ll have…

The Minimum Requirements We Seek

• Bachelor’s degree preferred or equivalent banking experience
• Four years of general banking or regulatory agency experience, with an emphasis in compliance or minimum of 2+ years of direct experience supporting BSA, AML, and/or Sanctions/OFAC compliance
• Understanding of BSA, AML, and Sanctions regulatory requirements and thorough working knowledge of the related processes
• Familiarity with all functional areas of banking
• Excellent oral and written communication skills
• Creative and analytical thinker who can manage multiple activities to completion within set deadlines
• Comprehensive understanding of general banking compliance regulations and laws
• Comprehensive understanding of general banking operations activities, products, and services
• Expertise in Microsoft products, such as Excel, Word, Power Point
• Ability to communicate effectively with staff at all levels
• Good organizational and time management skills

Even better, you may have…

• Certification from the Association of Certified Anti‑Money Laundering Specialists (ACAMS)
• Experience with Fiserv banking core applications
• Experience working for a fully online or virtual bank
• Understanding of direct or indirect auto lending banking products
• Ability to proactively identify and assess potential concerns and risks
• Persuasive and team oriented
• Strong project reporting skills, with a focus on interdepartmental communication

As an established global company, we offer the benefit of choice. You can choose what your Ford future will look like: will your story span the globe, or keep you close to home? Will your career…