Risk Officer; Liquidity and ALM - Ford Credit Bank

We are the movers of the world and the makers of the future. We get up every day, roll up our sleeves and build a better world -- together. At Ford, we’re all a part of something bigger than ourselves. Are you ready to change the way the world moves?

Ford Motor Credit Company ("Ford Credit"), has received regulatory conditional approval to form Ford Credit Bank (the "Bank") to be headquartered in Salt Lake City, Utah. The Bank will create innovative and simplified banking solutions to help customers across the country finance the purchase of new Ford vehicles, parts, accessories, and software and earn competitive rates on FDIC-insured savings accounts and certificates of deposit.

The Bank will be a direct and wholly owned subsidiary of Ford Motor Credit Company (“Ford Credit”), an indirect wholly owned subsidiary of Ford Motor Company (“Ford”).

The successful candidate will be a member of an exciting and dynamic team of banking professionals who would have the opportunity to stand-up and begin the operations of the de novo Bank. New employees hired by the bank will initially be Ford Credit employees. Once the bank is formally established, these employees may be transferred to the new bank

Come help build a better world, where every person is free to move and pursue their dreams. Ford was built on the belief that freedom of movement drives human progress. It’s a belief that has fueled our passion to create great cars and trucks. And today, it drives our commitment to become the world’s most trusted mobility company, designing vehicles for a smart world that helps people move more safely, confidently, and freely.

Ford is experiencing significant business transformation in an ever-changing digital world.

We are dedicated to delivering distinctive products and solutions, having an “always on” relationship with customers and continuously improving our user experience.

The Liquidity Risk Officer is responsible for the development, implementation, and ongoing management of the bank's liquidity risk management framework. This role is critical in ensuring the bank maintains sufficient liquidity to meet its obligations under both normal and stressed conditions. The Liquidity Risk Officer will monitor liquidity positions, analyze liquidity risk exposures, develop and implement liquidity risk policies and procedures, and provide regular reporting to senior management and the Board of Directors.

This position requires a deep understanding of liquidity risk management principles, banking regulations, and financial markets, as well as strong analytical and communication skills.

• Liquidity Risk Management Framework:

• Develop, implement, and maintain a comprehensive liquidity risk management framework that aligns with regulatory requirements and industry best practices.
• Establish and maintain liquidity risk policies, procedures, and limits.
• Ensure the framework is effectively communicated and understood throughout the organization.
• Regularly review and update the framework to reflect changes in the bank’s business activities, market conditions, and regulatory requirements.

• Liquidity Monitoring and Analysis:

• Monitor the bank’s daily liquidity positions, including cash flows, funding sources, and liquidity reserves.
• Analyze liquidity risk exposures, including on- and off-balance sheet items.
• Identify and assess potential liquidity risks and vulnerabilities.
• Develop and maintain liquidity risk metrics and key performance indicators (KPIs).

• Stress Testing:

• Develop and execute liquidity stress testing scenarios to assess the bank’s ability to withstand adverse conditions.
• Analyze stress test results and identify potential liquidity shortfalls.
• Develop and implement contingency funding plans to address potential liquidity crises.
• Regularly review and update stress testing scenarios to reflect changes in the bank’s risk profile and market conditions.

• Regulatory Compliance:

• Ensure compliance with all applicable liquidity risk regulations, including but not limited to Basel III, Dodd-Frank Act, and regulatory guidance from the [Relevant Regulatory Body - e.g., Federal Reserve, OCC, FDIC].
• Prepare and…