Risk, Credit Risk, Analyst, Salt Lake

Overview

CRG – Analyst
Global Risk

The Risk division is responsible for credit, market and operational risk, model risk, independent liquidity risk, and insurance throughout the firm.

• Approve counter party research reviews and internal credit ratings analysis conducted by analysts. Analysis is expected to include: assessment of industry fundamentals, financial strengths, and qualitative factors supporting counter parties' creditworthiness; financial models to assess the counter parties' ability to service its debt through cash flow projections; and analysis of performance relative to budget and/or underwriting expectations, as well as adherence to covenants.
• Analyze all credit facilities of the portfolio counter parties and recommend Regulatory Risk Ratings.
• Present findings and recommendations to senior leadership and answer questions relating to analysis performed.
• Lead efforts to produce ongoing surveillance and prepare portfolio observations for senior management.
• Update and maintain existing internal rating methodology.
• Ensure compliance with Credit Risk policy and procedures, and recommend adjustments as needed.
• Provide both industry specific training and review process training to new hires and junior analysts.
• Opportunity to work on an industry team such as consumer, retail, healthcare, diversified industrials, technology, media and telecommunications.
• Coordinate with global colleagues in GS Risk teams as well as with other divisions, including Investment Banking, Asset Management, Controllers, and Operations.
• Support key Risk governance and approval committees.
• Participate in regulatory examinations.

• Bachelor's Degree (US or foreign equivalent) in Business Administration, Finance, or a related field
• 1-3 years of experience in the job offered or a related role

• Experience in financial models including, but not limited to, future projections, valuation methods (such as DCF, multiple-based approach)
• Experience in presenting and defending research reports and findings to colleagues, senior management and internal stakeholders
• Experience in a team environment, including experience providing training to junior colleagues and peers
• Highly motivated with strong academic background
• Strong analytical and communication skills, both oral and written
• Team player with an ability to work effectively with colleagues in other regional offices
• Flexibility, ability to learn quickly
• Strong organizational skills and the ability to manage multiple assignments concurrently

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